Commercial Appraiser

Location: Cincinnati, OH

Employment Type: 1st Shift, Full-time, Direct hire

Kable Workforce Solutions is hiring a Senior Appraisal Review Officer for our client. This job is responsible for review commercial appraisal and evaluation reports, ensure compliance with regulatory and industry standards, and manage the valuation process from engagement through review.

• Perform reviews of appraisal and evaluation reports for all property types and value levels to ensure that market values developed for financially related transactions are reasonably supported, credible and compliant with federal and state regulations, USPAP, FIRREA, bank appraisal policies/procedures, and industry standards.
• Manage the valuation process effectively from end to end, including engagement and communication with vendors to ensure timely delivery of the report; as well as, to resolve discrepancies and obtain revisions as needed, and acting as liaison for all communication between vendors and the bank.
• Responsible for assisting management and team accomplish department goals.
• Achieve and maintain a satisfactory level of department turn‑around times, per the department’s service level agreement with the lines of business.
• Responsible for adhering to SOX controls for appraisals and, along with management, meet with various bank executives and lines of business leadership in Sales, Credit, Compliance, Legal, Credit Risk, Audit and federal examiners as may be applicable.
• Assist and train other team members and provide support in the review process.
• Assist with development and implementation of departmental procedures.
• Assist with drafting standards for Credit Policy relative to appraisals as required per Inter Agency Guidelines

• General (commercial) appraisal certification.
• Bachelor’s degree (B.A.); or equivalent combination of education and experience.
• Ten years’ experience with commercial property appraisal, commercial property appraisal review, commercial collateral underwriting, and/or commercial property analysis and market conditions.
• Professional Designation or advanced candidate for designation by an appraisal organization (AI, NAIFA, ASA, RICS, etc.)
• Appraisal or review experience with a variety of property types. Experience with complex and specialty property types is preferred (LIHTC, health care, hotel, special use, etc.).
• Read and communicate findings of Environmental Assessment reports to ensure adherence with bank environmental policies/procedures.
• Define problems, collect data, establish facts, and draw valid conclusions.
• Identify and elevate critical issues in a timely manner.
• Adapt to frequent policy/process changes.
• Learn quickly and independently.
• Compliance with support of bank’s strategic initiatives.
• Multi state active commercial licenses or willingness to obtain
• Ten years field experience with complex commercial property types ( LIHTC, Specialty use Investment CRE, Ag, Health Care, …)
• Field experience with residential valuations.
• Experience with You Connect/Glances (or another similar appraisal management platform).
• Leadership & Supervisory experience.
• Proficient with technology to investigate/implement enhancements to systems in use.
• Prior review experience or experience with a lending institution.
• Knowledge of federal regulatory requirements.
• Knowledge of Agency/Partnership requirements (FNMA, FHLMC, SBA, Farmer Mac, etc.).
• Proficient in technical writing to assist with development or update of department process/procedures and job aids, as well as ability to lead and present same to department.
• Manage the valuation process from end to end (from engagement through review) for the highest value and most complex properties.
• Perform independent analysis…