Director, Risk Advisory

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The Director, Risk Advisory leads the Risk Advisory capability within Strategic Client Advisory Solutions. The role establishes a consistent approach for incorporating insurance and risk-management considerations into the wealth strategy process, leads and develops the Risk Advisory team, and personally advises on complex client situations. The Director partners with Wealth Advisors, Wealth Strategists and other specialists to identify protection, liquidity, estate, business succession and wealth-transfer needs and to coordinate appropriate insurance solutions.

The role oversees case quality, regional alignment, operating discipline and risk governance while maintaining direct accountability for client and advisor engagement.

Please see below for specific responsibilities and requirements for this role.

• Player/Coach Leadership:
  Lead, coach and develop Risk Advisory consultants while maintaining an active portfolio of complex client engagements and serving as the senior escalation point for advanced insurance planning matters.
• Risk Advisory Strategy:
  Translate the SCAS strategy into a practical Risk Advisory operating model, priorities, standards and performance expectations aligned to client value and holistic wealth planning.
• Wealth Strategy Integration:
  Own the core risk-assessment questions, decision pathways and documentation standards incorporated into new wealth strategies; ensure identified needs and outcomes are routed to Risk Advisory.
• Complex Client Advice:
  Partner with Wealth Advisors, Wealth Strategists, fiduciary professionals and external advisors to assess sophisticated life, disability, long-term care, annuity, liquidity and wealth-transfer considerations.
• Solution Governance:
  Provide oversight of case design, insurance recommendations, policy exceptions, carrier and product considerations, documentation and implementation quality within established policies and risk appetite.
• Regional Coverage:
  Align consultant coverage by region, monitor demand and capacity, and promote consistent access to Risk Advisory expertise across the Private Bank footprint.
• Advisor Enablement:
  Develop education, tools and consultation routines that help advisors recognize risk-management needs and integrate Risk Advisory earlier in the client planning process.
• Operating Discipline:
  Establish workflow, service standards, pipeline visibility, client-outcome measures and management reporting; improve processes that reduce administrative burden on senior advisory talent.
• Cross-Functional Partnership:
  Collaborate with SCAS, Private Bank, Insurance Operations, Legal, Compliance, Risk and third-party providers to execute solutions and resolve complex matters.
• Business and Client Outcomes:
  Support relationship acquisition, retention and deepening by delivering advice-led solutions and measuring success through client value, quality, adoption and execution rather than individual product production alone.
• Other Duties:
  Performing other duties as assigned, adapting to new tasks or shifts in priorities as necessary to support your team's and the company's mission.

• Bachelor’s degree or equivalent combination of education and experience.
• Appropriate state insurance licenses for Life, Health and Long-Term Care, as required under Fifth Third licensing guidelines.
• 10+ years of insurance, wealth planning or related financial-services experience, including significant experience with high-net-worth clients.
• Demonstrated experience leading or coaching professionals and managing complex client engagements in a regulated environment.

Qualified candidates will possess an advanced degree of proficiency, typically developed through 10 or more years of relevant experience, in:

• Advanced Insurance Planning:
  Evaluating and explaining sophisticated insurance structures within estate, liquidity, business succession and wealth-transfer planning.
• Advisory Leadership:
  Leading a client-focused advisory function while personally delivering complex work.
• Holistic Wealth Integration:
  Connecting risk-management recommendations to broader wealth plans and coordinating across multiple specialists.
• Risk and Regulatory Judgment:
  Applying licensing, suitability, fiduciary, documentation and escalation requirements in a regulated financial-services…