Loan Operations Assistant Manager

Job Title:

Loan Operations Assistant Manager

Departments:
Loan Operations/Administration

Reports To:

Loan Operations Manager

FLSA Status:
Non-exempt

Expectations for All Team Members: Supports Legends Bank’s Mission, Vision, and Values by demonstrating the following characteristics and behaviors with team members, customers, and communities we serve.

L – Lead ; E – Engage ; G – Grow : E – Excel ; N – Notice ; D – Do; S - Serve

Summary/

Purpose:

Assists in the Management and responsibilities for day-to-day loan operations of all pre- and post-lending transactions such as processing and closing of loans by performing the following duties.

Essential Duties and Responsibilities: include the following. Other duties may be assigned.

• Pre-closing quality control prior to loan funding to ensure loan packages and documentation are in accordance with bank guidelines and policies.
• Books loans (consumer, commercial and real estate) onto computer using loan software.
• Maintains escrow disbursements and analysis.
• Coordinates special documents to cover unusual loan terms with legal department.
• Ensures all title issues are met and that loan is properly recorded.
• Ensures schedules and deadlines are met.
• Reviews and analyzes title report to determine issues and any present or potential risk.
• Assists with problem resolution as needed.
• Enters loan information into computer database or log.
• Updates tickler system to note funding activities, interest rate settings, and billings.
• Examines loan terms, interest rates, and ensures loan is funded within established time frames.
• Develops and prepares reports loan reports relating to duties or projects assigned.
• Performs necessary research for completion of projects.
• Maintains electronic and paper loan files and records.

Required Skills and Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• EDUCATION and/or EXPERIENCE

High school diploma or equivalent with 5+ years banking experience in loan operations; college degree preferred.

• KNOWLEDGE, SKILLS, and ABILITIES

This position requires strong written and oral communication skills. Must possess a high level of attention to detail with strong analytical, organizational, and problem-solving skills; perform extensive research and ability to manage priorities and workflow within a constantly changing environment.

Working Conditions:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position.

• While performing duties of position, employees are regularly required to sit, stand, walk, talk and hear.
• Requires regular use of hands, arms, and fingers.
• Includes some bending, reaching and occasionally lifting and/or moving up to 25 lbs.
• Specific vision abilities required by this job include close, distance, color, depth perception, peripheral vision, and the ability to focus.
• The noise level in the environment is usually minimal.
• Ability to travel to branches within bank footprint or customer locations as needed.
• Ability to travel to post office and transport sensitive information.
• Ability to use facsimile, photocopier, and other general office equipment frequently.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.