Mortgage Loan Originator

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• Evaluate initial loan applications and documentation to confirm credit worthiness and ability to repay
• Complete initial analysis of applicants’ credit, income, by verifying initial decisions and communicating this to the applicant
• Communicate critical origination timeline, product, pricing and underwriting requirements to all applicants
• Perform
  outbound calls to applicants and work with the applicant to ensure
  receipt of required documentation critical to successfully move loans
  through the sales process to funding
• Communicate suspense, loan approval and/or declinations to ensure customer is informed at all times
• Coordinate and manage realtors, builders, mobile signers and other third parties
• Oversee
  loan process to ensure timely delivery and content communication with
  borrower of initial disclosures, changed circumstance re-disclosing,
  delivery of closing disclosure and closing documents.
• Improve upon and refine sales and customer service knowledge and techniques via ongoing training
• Maximize the number of qualified loans funded monthly
• Work all leads presented to you (to show somehow that we provide leads- they don’t have to get them
• Actively work new leads provided with urgency

• Professional demeanor and strong work ethic with the ability to
  establish and build working relationships with SoFi applicants, guiding
  them from initiation to successful completion of the loan process
• Driven by high performance in a high expectation commission environment
• Strong verbal and written communication skills
• Background or previous experience in financial services and sales in an inbound or outbound call center
• Solid time management skills and the ability to prioritize activities
• Ability to establish and maintain working relationships with team members
• Must be computer literate with above average proficiency in MS Office and internet skills
• Great telephone skills including communicating clearly and effectively both verbally and in writing
• Ability to learn and navigate multiple systems / applications / workflows
• Ability
  to exhibit grace under pressure, while successfully navigating
  stressful work assignments or situations efficiently and effectively
• Ability to meet critical deadlines under stressful conditions
• Self-motivated and able to work independently
• Able to move between tasks and duties quickly and efficiently
• Excellent organizational skills
• Excellent prioritization and time management skills

Minimum Knowledge, Skills, and Abilities:

• Two to four (2-4) years successful origination of loans; residential mortgage loan experience preferred but not required.
• Strong knowledge of federal, state and/or regulatory requirements of mortgage lending
• Overall good knowledge and understanding of mortgage product, pricing and underwriting guidelines
• Consultative sales skills in a mortgage sales organization
• High
  volume transaction processing experience exhibiting the ability to
  follow written procedures and processes with a high level of accuracy
  and attention to detail

Education:

• Must
  be registered with the Nationwide Mortgage Licensing System (NMLS), and
  have passed the Nationwide and California exams, with the willingness
  and ability to become licensed in additional states after employment
  starts, at the company's expense
• Catered lunches, a fully stocked kitchen, and subsidized gym membership.
• Competitive salary packages and bonuses.
• A flexible vacation policy allows you to truly relax and reboot.
• Comprehensive health, vision, dental, and life insurance as well as disability benefits.
• 100% of health, vision, and dental premiums paid by SoFI for employees and their dependents.
• 401(k) and education on retirement planning.
• Tuition reimbursement on approved programs, up to $5,250 a year.
• $200 Monthly contribution to help you pay off your student loans.

Job Type: Full-time

Required education:

• Bachelor's

Required experience:

• Mortgage Loan Originator: 2 years
• Call Center: 1 year

All your information will be kept confidential according to EEO guidelines.