Insurance Senior Accountant

Insurance Senior Accountant

Meta Option LLC is seeking an experienced Insurance Senior Accountant with both STAT and GAAP experience to prepare financial reports and analyze financial information in Accident & Health insurance.

• Compiles and analyzes financial information to prepare entries to accounts, such as general ledger accounts, documenting business transactions
• Possesses a strong understanding of earned premium, assumed premium, and ceded premium and how to record them on the financial statements
• Prepares NAIC quarterly and annual filings
• Prepares reinsurance settlement statements
• Calculates and files quarterly Premium Tax due to various states within which we are licensed
• Distributes expenditures, encumbrances, receipts, and receivables according to schedules
• Performs statistical analyses to determine trends, estimates, and significant changes, and writes narrative reports explaining findings
• Performs variance and ratio analysis and presents results to upper management
• Performs detailed reconciliation for cash accounts and intercompany loan accounts to ensure that both sides of each area balance on the accounting system. Determines cash needs for Single Business Units (SBU’s). Performs bank reconciliations and set up ACH for expenditures
• Analyzes financial information detailing assets, liabilities, and capital, and prepares balance sheet, profit and loss statement, and other reports to summarize and interpret current and projected company financial position for other managers
• Audits contracts, orders, and vouchers, and prepares reports to substantiate individual transactions prior to settlement
• Determines proper handling of financial transactions and approves transactions within designated limits
• Monitors compliance with generally accepted accounting principles (GAAP), Statutory Accounting Principles (SAP), and company procedures
• Reviews, investigates, and corrects errors and inconsistencies in financial entries, documents, and reports
• Installs, modifies, documents, and coordinates implementation of accounting systems and accounting control procedures
• Devises and implements systems for general accounting. Consistently looks for ways to improve processes, automating where possible
• Designs and maintains pro formas for current and proposed contracts to determine pricing and profitability
• Makes recommendations regarding the accounting of reserves, assets, and expenditures
• Conducts studies and submits recommendations for improving the organization’s accounting operation
• Collects appropriate data and prepares federal, state, and local reports and tax returns

• Adheres to the policies and procedures of the Premier Family of Companies
• Maintains strict confidentiality of client, company and personnel information
• Demonstrates a strong commitment to the mission and values of the organization
• Adheres to company attendance standards
• Performs other duties as assigned

• Strong organizational and interpersonal skills
• Excellent written and verbal communication skills
• Detail oriented
• Ability to multi‑task and work independently
• Task oriented, and deadline driven

• At least four years of accounting experience required
• At least two years of Insurance industry experience required
• At least two years of Statutory accounting experience required
• At least four years of GAAP accounting is required

Education Level: Bachelor’s degree in accounting (required). LOMA or other insurance industry designation is a plus.

Advanced knowledge of Excel (pivot tables & VLOOKUPs) required. Experience in Quick Books preferred. Knowledge of insurance financial systems such as Oasis, Clearwater, and premium tax software is a strong plus.

Relocation assistance:
Yes (sign‑on bonus). Physical Demands:
Work performed in an office environment. Requires routine computer interaction, data entry, and occasional lifting up to 30 pounds.

Clearwater, FL (additional locations may be considered).