Insurance Senior Accountant

A growing and respected insurance organization is seeking an experienced Insurance Senior Accountant to join its accounting and finance team in Clearwater, FL. This role is ideal for a detail‑oriented professional who thrives in a dynamic, collaborative, and supportive environment.

You’ll apply both GAAP and Statutory (SAP) accounting principles to ensure accurate reporting, compliance, and analysis across a diverse portfolio of insurance operations. The position offers excellent visibility, career growth potential, and frequent interaction with senior management.

• Prepare and analyze financial statements and journal entries for general ledger accounts.
• Ensure accurate recording of earned, assumed, and ceded premiums.
• Prepare NAIC quarterly and annual filings in compliance with statutory requirements.
• Produce reinsurance settlement statements and calculate quarterly premium taxes across multiple states.
• Conduct variance and ratio analysis; present findings to senior leadership.
• Reconcile bank accounts and intercompany loans to ensure data integrity.
• Prepare balance sheets, P&L statements, and management reports to summarize financial performance.
• Audit financial transactions, ensuring compliance with GAAP, SAP
  , and internal policies.
• Identify and implement process improvements, including automation where possible.
• Assist with regulatory filings and tax reporting at the federal, state, and local levels.

• Education: Bachelors degree in Accounting (required).
• Experience:
  • Minimum 4 years of accounting experience
    .
  • At least 2 years in the insurance industry
    .
  • Minimum 2 years of statutory accounting experience
    .
  • Minimum 4 years of GAAP accounting experience
    .
• Certifications: LOMA or similar insurance designation is an asset.
• Technical
  
  Skills:
  
  
  • Advanced proficiency in Microsoft Excel
    ; strong skills in Word, PowerPoint, and Outlook.
  • Experience with Quick Books
    , Access
    , or Clearwater Analytics is a plus.
  • Familiarity with commission reporting systems such as APL preferred.

• Strong analytical and organizational skills.
• High attention to detail and accuracy.
• Excellent written and verbal communication.
• Ability to work independently and manage multiple priorities.
• Deadline-driven and results-focused.

• Competitive, market-related salary with performance incentives.
• Comprehensive health, dental, and vision coverage.
• Health Savings Account (HSA) and Flexible Spending Account (FSA) options.
• Company-paid life and disability insurance.
• 401(k) plan with company match.
• Generous paid time off (PTO) and paid holidays.
• Employee Assistance Program (EAP) and ongoing wellness support.
• Paid training and professional development opportunities.
• Collaborative, team-oriented work environment with strong retention and career growth.
• Convenient Clearwater location with an easy commute.