Jr. Loan Officer

Cross Country Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
** A culture where you can grow!
** CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
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* Position Overview:

** The Jr. Loan Originator is responsible for managing loan files from application through closing, pulls and analyzes credit applicant information, and reviews income & asset documents. As a member of the sales team, the Jr. LO requests and obtains referrals from current and potential Company clients. The Junior LO also runs DU, stacks and submits files, requests and & clears conditions and communicates incredibly with both borrowers and Realtors.
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* Job Responsibilities:

*** Primary contact and liaison between clients, Branch Manager, Branch Sales Manager and/or assigned Loan Originator(s).
* Take telephone applications and schedule appointments with the Loan Originators
* Schedule realtor appointments for the assigned Loan Originators
* Schedule on-site and phone appointments as assigned
* Submit complete loan applications for each customer file with the Loan Originators
* Track all requested documents in Encompass.
* Review documentation received within 24 hours of receipt for discrepancies, omissions, verified income calculation, asset verification and Encompass updates based on verified information and immediately notify Loan Originators when any discrepancies are found on documentation.
* Partner with Loan Originators in resolving problems in files and documents.
* Ensure files are complete and set-up in accordance with Company policy and procedures.
* Pull credit reports and properly prepare for review/assessment.
* Provide superior customer service both internally and externally.
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* Qualifications and Skills:

*** High School Diploma or equivalent Minimum 3 years’ current conventional fixed and ARM, HELOC and construction mortgage loan processing or origination experience.
* Current Mortgage Loan Processing experience required.
* Minimum of 3 years’ experience required.
* State and Federal NMLS License preferred.
* Working knowledge of RESPA and general knowledge of all mortgage and consumer lending regulations and loan documents preferred.
* Encompass experience.
* Computer Knowledge (DU, LP, Microsoft Office & Windows).This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.#LI-CCMREC

Cross Country Mortgage, LLC offers
** MORE
* * than a job, we offer a career. Apply now to begin your path to success!
Cross Country Mortgage, LLC strives to provide employees with a robust benefit package:

** California residents:
** Please see Cross Country’s  for information about how Cross Country collects and uses personal information about California applicants.  
** Cross Country Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status,…