Senior Underwriter

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** Senior Underwriter
** remote type

On-site    locations LC
10530 - 2160 Superior Avenue, Cleveland, OH    time type

Full time    posted on Posted Yesterday    job requisition idJR
01028    Cross Country Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
** A culture where you can grow!
** CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
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* Position Overview:

** The Senior Underwriter is responsible for underwriting and clearing conditions for Agency and/or Non-Agency loans. The Senior Underwriter communicates all mortgage loan guidelines to Loan Processors and Loan Officers.
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* Job Responsibilities:

*** Maintain a pipeline within the company’s standards: 24-hour turn-around time for final underwrite and 48-hour turn-around time for upfront.
* Analyze and access risk for initial credit decision based on company checklists, internal guides, Agency guides and Investor guides.
* Communicate errors and missing information to processor via email and/or telephone.
* Adjust condition sheet in Encompass with applicable conditions.
* Review resubmission as items are gathered and submitted by the processor.
* Issue final approval uploading all necessary approval documentation into Encompass with appropriate signatures.
* Collaborate with internal departments on any stipulations for closed files.
* Maintain a high level of confidentiality.  
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* Qualifications and Skills:

*** Bachelor’s degree and/or equivalent combination of education/experience.
* SAR and/or DE, preferred.
* Minimum 5 years of mortgage underwriter experience, preferred.
* Working knowledge of mortgage banking software, mortgage underwriting, loans, purchase, and refinance transactions.
* Experience Underwriting USDA and Bond programs, a plus.
* Excellent customer service, communication, problem-solving, and time management skills.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Cross Country Mortgage, LLC offers
** MORE
* * than a job, we offer a career. Apply now to begin your path to success!
Cross Country Mortgage, LLC strives to provide employees with a robust benefit package:
** California residents:
** Please see Cross Country’s  for information about how Cross Country collects and uses personal information about California applicants.  
** Cross Country Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”).*
* ** The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
**** Cross Country Mortgage, LLC (NMLS
3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit** **.*
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