Senior Software Engineer - Full Stack

The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world. So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial.

Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology.

And we’ve raised over $135 million from investors like partners of DST Global, Citi Ventures, Tru Stage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more.

But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started..

Splash is remote-first, and proud of it — though our collections team works in-person at our Arizona location.

We spend our days simplifying financial products and getting them into the hands of people who need them most. Right now, we’re focused on building financial technologies that fundamentally transform how the industry lends.

Although Splash has been around since 2013, we still operate like a startup — fast-paced, nimble, and full of heart. We’re good people who care deeply about doing meaningful work and we approach challenges with creativity, passion, and urgency.

And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected — even from afar.

At Splash, everything we do is guided by our values:

Own It – We take full accountability and follow through on commitments.

Raise the Bar – We move fast, innovate faster, and push through barriers.

Say the Hard Thing – We speak up with honesty, respect, and a desire to solve problems and make things better.

Elevate Each Other – We win as a team by lifting each other up.

These values show up in how we work and how we connect — whether we’re collaborating on big projects or bonding over everyday moments. Yes, we even have Slack channels for #kids-and-pets and #food because we believe being human makes us better teammates.

• Develop and enhance our React and NextJS website, building new features, optimizing existing functionality, and ensuring high performance.
• Partner with backend engineers working in PHP and Clojure to design cohesive end-to-end features, ensuring smooth integration between frontend components and backend services.
• Lead projects of varying complexity, driving them from inception to delivery, collaborating closely with Product Managers and fellow engineers.
  • Write technical design documents, creating clear and maintainable specifications for your projects.
  • Take ownership of creating and managing Jira cards, driving clarity and accountability for tasks and deliverables.
• Design, execute, and monitor A/B tests (experiments) using feature flags, evaluating their impact on user behavior and business metrics.
• Implement and maintain observability for the platform, creating alerts, monitors, and dashboards for proactive monitoring and troubleshooting.
• Contribute to maintaining production stability, investigating and fixing bugs, and providing support to ensure a smooth user experience.
• Work fully remote, communicating and participating actively in our highly collaborative culture

• Experience: At least 10 years of software development experience with:
  • More than 5 years working with React
  • More than 2 years…