Underwriter - Hybrid

About Us

At Selective, we don't just insure uniquely, we employ uniqueness.

Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years.

Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success.

Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.

Underwrites renewal business, working with appropriate supervision within a letter of authority issued by the Underwriting Manager on accounts with varying levels of complexity, hazard grade, and premium. Handles the daily service demands of our agents in support of individual and team goals, with a working understanding of coverage, products, underwriting system transactions, and State specific LOB filings. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.

• Underwrite and process assigned renewal policies, which includes applying knowledge of coverage forms, rating plans and guidelines in the selection and pricing of individual risks, change requests, and open communication with internal and external customers. Ensure adequate pricing of individual risks through proper classification, Knowledge Management/Predictive Modeling, accuracy of information and adherence to company underwriting standards and philosophy. Refer all accounts outside authority level to the appropriate level.
• Respond to agents' inquiries on coverage, and adjust policy information based upon prescribed authority.
• Work within specific level authority to quote, accept, decline, modify and renew risks within territorial assignment in accordance with accepted underwriting guidelines. Work in collaboration with Agents, AMS, team members and other departments to grow and maintain a profitable book of business.
• Provide guidance to internal and external customers regarding various underwriting information. Effectively communicate underwriting decisions and appetite to internal and external customers. Reinforce the ease of doing business with Selective by meeting or exceeding customers’ expectations and service quality on a consistent basis.
• Develop and maintain effective working relationships with internal and external customers, peers and management. Conduct agency visits. Communicate openly and in a timely fashion. Work diligently to achieve individual and team goals. Support all team decisions.
• Actively support continuous improvement.
• Engage in ongoing development of technical skills and knowledge of Selective's products and services.
• Must have a valid license and be able to drive an automobile to support company travel within territory. Car travel represents less than 5% of employee’s time.

• Demonstrated effective written and verbal communication skills.
• Demonstrated effective written and verbal communication skills.
• Ability to solve problems and make sound decisions.
• Ability to multi-task and manage workflows to meet production and service expectations.
• Ability to develop and establish effective relationships with internal and external customers/peers.
• Strong commitment to professional development through on-the-job learning, self-study and training.
• Ability to adapt to change as the company moves forward in its strategic vision.
• Proficiency in use of all supplied desktop tools, including the automated underwriting and email systems.
• Must have valid state-issued driver’s license in good standing.

• College degree preferred
• 1-3 years of experience in commercial underwriting preferred (underwriting support, trainee, underwriter)
• Completion of basic insurance coursework preferred

Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family…