Credit Manager

Position Summary

The Credit Manager is responsible for overseeing the credit and collections function to minimize financial risk while supporting sales growth. This role involves evaluating customer creditworthiness, setting credit limits, managing accounts receivable, and ensuring compliance with company credit policies. The Credit Manager works closely with sales, finance, and customer service teams to maintain strong customer relationships while protecting the company’s financial interests.

• Assess and approve customer credit applications, establishing credit limits based on financial analysis and risk assessment.
• Monitor accounts receivable and oversee collection efforts to ensure timely payments.
• Develop and enforce credit policies and procedures to minimize bad debt exposure.
• Collaborate with sales and finance teams to balance credit risk with business opportunities.
• Investigate and resolve delinquent accounts.
• Prepare credit reports and aging analysis for senior management review.
• Ensure compliance with industry regulations and company policies regarding credit management.
• Maintain strong relationships with customers while enforcing payment terms and conditions.
• Manage credit assistants.

• Bachelor’s degree in finance, accounting, business, or a related field desired but not required.
• Proven experience in credit management, preferably in a distribution or wholesale environment.
• Strong analytical skills with the ability to assess credit risk and financial statements.
• Excellent communication skills.
• Ability to work independently and collaboratively in a fast-paced environment.
• Past experience managing staff.

Mid-Senior level

Full-time

Finance and Sales

Wholesale