Treasury Management Officer

Date:
October 22, 2025

Job Location:

First Farmers and Merchants Bank, 816 South Garden Street, Columbia, TN 38401

Education Level: (1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g. information technology certifications in lieu of a degree).

Job Type: Full Time

VEVRAA Federal Contractor

Request Priority Referral of Protected Veterans

EOE Protected Veterans/Disabled

Contact:
Robert

C. Matthews, email: bo

The Treasury Management Officer (TMO) is responsible for developing and managing relationships with commercial clients to deliver treasury solutions that optimize cash flow, mitigate risk, and improve operational efficiency. The TMO works closely with internal teams and external clients to identify needs, propose solutions, and ensure successful implementation of treasury products and services.

• Client Relationship Management (35%)
  • Serve as the primary point of contact for treasury services for commercial and business clients.
  • Conduct client needs assessments and recommend appropriate treasury solutions.
  • Maintain strong relationships to ensure client satisfaction and retention.
• Sales & Business Development (30%)
  • Identify and pursue new business opportunities within existing and prospective client portfolios.
  • Collaborate with relationship managers and other banking professionals to cross-sell treasury products.
  • Prepare and deliver compelling presentations and proposals to clients.
• Product Expertise & Implementation (10%)
  • Demonstrate deep knowledge of treasury products including ACH, wire transfers, remote deposit capture, lockbox, fraud prevention tools, and liquidity management solutions.
  • Oversee onboarding and implementation of treasury services, ensuring timely and accurate delivery.
  • Provide training and support to clients and internal partners on treasury platforms and tools.
• Risk & Compliance (10%)
  • Ensure all treasury activities comply with internal policies, banking regulations, and industry standards.
  • Monitor client activity for potential fraud or operational risk and escalk as necessary.
• Collaboration & Reporting (10%)
  • Work closely with operations, IT, and compliance teams to resolve client issues and improve service delivery.
  • Track sales performance, client feedback, and market trends to inform strategy.
• Other Duties (5%)

  Performs other job related duties as assigned.

• Experience: Five years to eight years of similar or related experience.
• Education: (1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g. information technology certifications in lieu of a degree).
• Interpersonal
  
  Skills:
  
  Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
• Other
  
  Skills:
  
  Understanding of the Treasury Management industry and competitive landscape; good communication skills; analytical and inquisitive; proficiency with Microsoft Office products and bank software; self-starter ability to motivate peers and influence partners.
• Physical Requirements: Frequent movement inside the office to interact with associates or clients and access office machinery and file cabinets. Constant operation of a computer and other office productivity machinery.
• Work Environment: Professional office environment with occasional travel to branches and other locations. Routine use of standard office equipment.