Business Services Credit Analyst

Thank you for your interest in a career with Centra

Centra Credit Union is more than a job; it is an opportunity to make a meaningful impact in our Members’ financial lives and our communities. Centra was established in 1940 and is headquartered in Columbus, Indiana. Centra is ranked among the top five largest credit unions in Indiana and among the most financially sound institutions in the United States. Centra serves Membership throughout central and southern Indiana as well as other areas like Jamestown, NY, and Whitakers, NC.

Centra Team Members enjoy excellent benefits, an atmosphere that fosters family and work-life integration, a heritage of strong values, a high level of Team Member engagement in the achievement of results, and the opportunity for growth with the Centra Family. Credit Unions are Not for Profit, Not for Charity, But for Service. If these are the things that matter to you then please read on, we look forward to hearing from you.

Address: Washington Street 501 Washington Street Columbus, IN 47201, USA

Centra Credit Union has an exciting opportunity for a Business Services Credit Analyst in Columbus, IN. This position is responsible for performing credit analysis and monitoring of the commercial loan portfolio while providing direct support to the AVP Business Services. The Business Services Credit Analyst is a direct contributor in the creation and issuing of Credit Approval Memos. This position is responsible for making recommendations that result in strengthened credit relationships.

The Business Services Credit Analyst exercises discretion and independent judgment in decision making.

• Identifies and communicates to Commercial Loan Officers the financial, tax, and other documents required to complete accurate cash flow and financial credit analysis. Assists in the interpretation of financial data obtained from borrowers and guarantors.
• Completes and documents audits of new credit and loan file review, recorded mortgages, and checks and balances.
• Assists in servicing the portfolio by establishing, monitoring, testing, and reporting the outcomes of covenant requirements and annual reviews.
• Serves as a resource and presents the interpretation and the validity of financial data during Loan Committee Review when needed.
• Assists the Department in small business loan requests, designing and building more efficient and higher quality operating processes.
• Supports the Relationship Manager with collecting financial data, including possible contact with Members and their financial advisors.

• Bachelor's degree in Related Field
• Three to five years of similar or related experience, including preparatory experience.

Centra is an Equal Opportunity Employer.

Equal Opportunity Employer. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.