Consultant, Product Development - P&C; Commercial Digital Enablement

If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

The Consultant, Product Development will serve as a critical member of the Small Commercial Digital Enablement team, driving digital distribution growth through API enablement, comparative rater integrations, and product/experience enhancements that accelerate new business.

The role acts as the connective tissue between Distribution, Underwriting, Technology, and External Vendors, ensuring we deliver high-quality digital capabilities, clear business requirements, and rapid value delivery. The ideal candidate brings strong product sense, market awareness, and the ability to translate business needs into scalable digital solutions that improve quote accuracy, speed, and bind conversion.

Our work is essential to helping Nationwide build future capability to serve customer needs. Keeping existing products relevant and marketable and building new products takes research, critical thinking, practicality and collaboration. If you enjoy gathering input and information, working independently and on a team and creating innovative solutions for customers, we want to know more about you!

As a Consultant, you'll develop new personal or commercial insurance products and make enhancements to existing products. Your work will include designing, leading and implementing all aspects of project work plans, including planning, communication, execution and completion. Your work will focus on driving assigned product growth and profitability. You'll typically have responsibility for a single product line, e.g., standard auto, power sports, property or commercial.

You'll have opportunities to work with many areas across the organization regarding product and pricing features.

• Leads new business development and implementation projects. Provides leadership to all functional areas related to product design and management. Makes recommendations based on in-depth functional knowledge and opportunities for improvement.
• Develops and implements strategic business rules that support business requirements. Reviews pricing, design features and associated processes. Partners with underwriting to develop standards and guidelines.
• Develops and drives key initiatives related to growth and profitability. Manages strategies related to multiple product growth and profitability objectives. Coordinates product strategy with sales, agency management, field product and marketing.
• Develops and controls timelines, including regularly re‑assessing risks, throughout project life. Revises project plans on an ongoing basis to maintain alignment with other projects and/or business strategy.
• Leads the process of analyzing market information on competitors. Proactively identifies product opportunities.
• Leads the coordination, development and implementation of new product training.
• Responsible for internal and external resource management, budgeting and cost containment.
• Provides market analysis tools and global data to the regions. Completes a national product analysis regarding performance, financial results, profitability, business mix and competition. Designs forecasting models and functions as a technical specialist on product issues. Communicates financial objectives and results.
• Guides the exploration, sponsoring and evaluation process of new product performance tools and technology enhancements. Accountable for the quality and effectiveness of rate change and system improvement implementations. Coordinates process change improvements. May provide input to appropriate functional areas to develop business specifications.
• Leads the rate review, filing and communication process for new development initiatives. Coordinates product recommended…