Senior Underwriter

Cross Country Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

The Senior Underwriter is responsible for underwriting and clearing conditions for Agency and/or Non-Agency loans. The Senior Underwriter communicates all mortgage loan guidelines to Loan Processors and Loan Officers.

• Maintain a pipeline within the company's standards: 24-hour turnaround time for final underwrite and 48-hour turnaround time for upfront.
• Analyze and access risk for initial credit decision based on company checklists, internal guides, Agency guides and Investor guides.
• Communicate errors and missing information to processor via email and/or telephone.
• Adjust condition sheet in Encompass with applicable conditions.
• Review resubmission as items are gathered and submitted by the processor.
• Issue final approval uploading all necessary approval documentation into Encompass with appropriate signatures.
• Collaborate with internal departments on any stipulations for closed files.
• Maintain a high level of confidentiality.

• Bachelor's degree and/or equivalent combination of education/experience.
• SAR and/or DE, preferred.
• Minimum 5 years of mortgage underwriter experience, preferred.
• Working knowledge of mortgage banking software, mortgage underwriting, loans, purchase, and refinance transactions.
• Experience underwriting USDA and Bond programs, a plus.
• Excellent customer service, communication, problem-solving, and time management skills.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.

• Hourly Rate: 43.26 - 48.07
• Bonus Eligible if applicable

The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.

Cross Country Mortgage, LLC offers more than a job, we offer a career. Apply now to begin your path to success!