Business Banking Credit Lending Authority Management Professional

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description The Market Credit Administrator – Lending Authority Management (LAM) Professional supports Business Banking Credit by strengthening lending authority bench strength through standardized assessment, targeted development, and risk‑based readiness reviews. This First Line of Defense role partners closely with Credit Risk Management and Quality Management to ensure lending authority is earned, maintained, and consistently applied in alignment with bank risk appetite.

This position also provides operational flexibility by supporting approval coverage during volume surges and coaching developing underwriters through increased complexity and authority progression.

Responsibilities Supports Credit Risk Management’s evaluation and recommendation of individual lending authorities

Apply and reinforce a consistent, risk‑based lending authority rubric across credit roles

Develop and execute targeted development plans to address skill gaps, recurring errors, and complex risk scenarios

Maintain individual lending authority to provide joinder support and approval coverage during seasonal or situational volume peaks

Serve as a centralized point of contact for lending authority initiatives and ongoing support

Partner with Quality Management to identify trends, provide early testing feedback, and support remediation efforts

Collaborate with credit leaders to support evolving underwriting structures and increasing single‑signer authority levels

Required Qualifications Bachelor’s degree in Business, Finance, Accounting, or a related field, or equivalent work experience

Experience in commercial credit analysis, underwriting, or credit risk management

Strong understanding of credit policy, lending authority frameworks, and risk assessment

Must qualify for lending authority based on previous experience in approving credits

Proficient in Microsoft Office tools (i.e. Excel, PowerPoint, etc.)Typically eight to 10 years of related experience

Preferred Qualifications Experience supporting or exercising lending authority

Background in credit quality, testing, training, or credit governance

Strong analytical judgment, communication, and stakeholder partnership skills

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

Healthcare (medical, dental, vision)
Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave
401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here. U.S. Bank is an…