Senior Mortgage Lender - Loan Origination Expert

Salary: $85, per year

• Over five years of experience in mortgage lending at a financial institution or loan office
• Bachelors degree in Business or Finance, or three years of equivalent experience
• In-depth understanding of banking practices, policies, regulations, and laws relevant to mortgage lending
• Strong knowledge of compliance requirements and adherence to Fair Lending laws
• Proficient in computer skills (Word, Excel) with strong data entry abilities; adept at working with spreadsheets and creating formulas
• High level of initiative, attention to detail, accuracy, and organizational skills
• Strong analytical capabilities and detail-oriented mindset
• High level of confidentiality maintained
• Excellent verbal and written communication abilities
• Capability to manage multiple tasks and projects with varying deadlines

• Travel to secure first mortgage and home equity loans through partnerships with realtors, builders, financial planners, insurance agents, and attorneys, as well as engaging with community organizations
• Meet with clients and potential clients at diverse locations
• Process each loan application and complete all pre-processing steps, including gathering all necessary documentation according to bank policy and underwriting standards
• Educate prospective clients about the banks underwriting criteria and relevant government regulations
• Evaluate loan requests adhering to bank policies and the types of loans available
• Present and discuss various loan options with potential clients