Enterprise Risk Management Officer

Responsible for leading the the Bank's enterprise risk strategy, framework, and governance programs, providing independent second-line oversight of enterprise and strategic risk. Oversees risk appetite and key risk indicators, enterprise and targeted risk assessments, emerging risk, issue management, data governance, and policy governance, while advancing a strong risk culture through education, constructive challenge, and timely escalation. As a trusted advisor to executive management, the position delivers forward-looking, decision-useful risk insights that support the Bank's strategy, financial resilience, operations, customers, and reputation.

Bachelor's Degree in Finance, Business Administration, Accounting, Risk Management, Data Management, or related field.

CERP, CRMP, GRCP, FRM preferred.

Fifteen or more years of senior leadership experience in banking, enterprise risk management, operational risk, internal audit, compliance, data governance or related functions. Demonstrated experience managing or overseeing enterprise issue management, including risk rating, remediation governance, validation, closure, extensions, and escalation. Or equivalent combination of education and experience.

• Owns and maintains the Enterprise Issue Management Program, including issue identification, risk rating, root cause analysis, action planning, validation, closure, extension, acceptance, and escalation standards.
• Promotes consistent application of the Three Lines model, risk ownership, escalation requirements, and risk management practices across business units and legal entities. Coordinates enterprise risk reporting and provide effective challenge and decision support to executive management, Management Risk Committee, and the Board.
• Monitors risk appetite and KRI performance, investigates breaches or adverse trends, challenges management responses, and escalates material concerns through established governance channels. Coordinates risk appetite and KRI reporting to support transparent decision-making by executive management, Management Risk Committee, and the Board. Oversees the identification, aggregation, monitoring, reporting, and escalation of material enterprise concentrations and correlated risk exposures, including consideration of concentrations within the Bank's risk appetite, limits, and enterprise risk profile.
• Designs and executes targeted risk assessments in response to significant changes, new products or services, strategic initiatives, incidents, concentrations, regulatory developments, or emerging risks. Evaluates inherent risk, control design and effectiveness, residual risk, risk acceptance, and management action plans using consistent methodologies. Coordinates enterprise scenario analysis and stress-oriented risk assessments to evaluate plausible adverse conditions, concentrations, interconnected risks, and potential impacts on the Bank's strategy, financial resilience, operations, and overall risk profile.
• Partners with executive management and business leaders to identify, assess, monitor, and report risks that could affect achievement of the Bank's strategic objectives or long‑term financial and operational sustainability. Evaluates strategic initiatives, new markets, mergers and acquisitions, material partnerships, and significant changes in products, services, delivery channels, or operating models for alignment with the Bank's risk appetite and risk‑bearing capacity.
• Provides second‑line leadership and oversight for the Bank's Data Governance Program, including governance structures, data ownership, stewardship, standards, data quality, lineage, classification, retention, and issue…