Middle Market Underwriter - Multiline
Listed on 2025-12-31
-
Insurance
Underwriter, Insurance Analyst -
Finance & Banking
Underwriter
The salary range for this job posting is $69,152.00 - $ annually + bonus + benefits.
Pay Type:
Salary
The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job‑related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.
Ideal candidates will reside in Kentucky, Indiana or Ohio and have underwriting experience with Package Lines and Workers’ Compensation. We will also consider candidates who live in any of our listed payroll‑approved states that have the necessary underwriting experience. This role will underwrite accounts averaging between $35k - $75k.
We may hire a senior level depending on candidate qualifications. (Compensation shown is inclusive of the non‑senior and senior level)
This role will report to a Regional Vice President, Commercial Lines.
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVEThe middle market underwriter reviews risks, determines acceptability, and successfully writes profitable business accounts. Within designated authority, reviews insurance applications to evaluate, classify and rate each risk to determine acceptability, coverage and pricing. Responsible for the financial performance of the assigned book of business and is expected to achieve profitable retention and new business growth. Focused on taking action to achieve results that positively impact sales and profitability while ensuring excellent customer service and timely responsiveness to independent agents for their commercial lines accounts.
ESSENTIALFUNCTIONS
- understanding all exposures that might cause a policy to incur losses;
- conservatively assessing the likelihood of any exposure actually causing a loss and the probable cost if it does;
- setting a premium that, on average, would deliver a profit after both prospective loss costs and operating expenses are covered;
- be willing to walk away if the appropriate premium cannot be obtained.
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