Fintech Accountant

Overview

Fintech Accountant – First Century Bank – Commerce, GA

First Century Bank is a small, community bank headquartered in Commerce, Georgia, combining traditional banking with modern financial technology. We support Fintech partnerships, backend prepaid card programs, and emerging financial tools. We are seeking a Fintech Accountant to support and manage accounting functions related to these platforms while ensuring compliance with GAAP, banking regulations, and internal controls.

• Step into a challenging role in a fast-paced environment that encourages you to think critically, adapt quickly, and expand your expertise.
• Gain exposure to Fintech accounting, electronic payments, and high-volume bank operations.
• Be part of a supportive team focused on merging traditional accounting principles with financial technology.

• Lead the full lifecycle of Fintech programs from onboarding new Fintech programs through ongoing support for existing Fintech programs and understanding each program s structure.
• Create accounting processes and procedures for each new program including funds flow documentation, reconciliation, and reporting for each program.
• Perform daily, high-volume reconciliations related to prepaid card transactions, payment processing, and Fintech activity. Prepare and post daily and monthly journal entries, including those provided by other accounting team members, ensuring accuracy and alignment with GAAP standards.
• Develop a deep understanding of the financial structure, systems of record, and operational workflows for each new Fintech program and associated processor. Analyze transaction-level data collected across multiple platforms to identify anomalies, inconsistencies or exceptions, escalate findings and assist in resolving issues.
• Share knowledge across internal accounting staff on the processes specific to new and existing Fintech programs, ensuring accuracy and consistency across teams.

• Strong analytical skills, high attention to detail, and the ability to thrive in a fast-paced, collaborative environment.
• 2-3 years of professional experience in full-cycle accounting.
• Background in financial services, banking, or Fintech is strongly preferred.
• Proficiency in Microsoft Excel (e.g., Pivot Tables, VLOOKUPs, formulas).
• Strong knowledge of GAAP, internal controls, and financial reporting standards.
• Bachelor's degree in Accounting, Finance, or related field.
• Familiarity with bank reconciliations, prepaid card accounting, or payment processing platforms is a plus.

• Opportunity to work on innovative Fintech products within a stable, regulated banking environment.
• Competitive salary, bonus potential, and comprehensive benefits.
• Professional growth and development opportunities as we expand our Fintech and bank-as-a-service offerings.
• A collaborative, team-oriented culture with a strong community-first mindset.

First Century Bank is an equal opportunity employer. It is the Company s policy to provide equal employment opportunity to all qualified persons without regard to race, color, sex, gender or gender identification, religious creed or religious beliefs, age, national origin, physical or mental disability, pregnancy, military or veteran s status, marital status, sexual orientation, or any other category protected by state or federal law.

• Seniority level:
  Associate
• Employment type:
  
  Full-time
• Job function:
  Accounting/Auditing