Lending​/Loan Operations

Company: New Hampshire Community Loan Fund

Locations: Concord, NH; , Hybrid

Job Function: Lending/Loan Operations

Posted on: May 12, 2026

About New Hampshire Community Loan Fund

We believe in a Neighbors-Investing-in-Neighbors philosophy. Since 1983, we have provided systematically excluded people and communities with loans, coaching, and guidance that enables them to become economically secure.

From helping people purchase manufactured homes, to strengthening small businesses and nonprofits, and supporting entire towns as they work to secure financing, our services support the security and growth of people and communities. We focus on four areas of community development finance:

• Affordable Home ownership
• Small Businesses & Nonprofits
• Energy Efficiency Solutions

The Sustainable Food Systems Program is looking for a Business Development Officer (BDO) who will be responsible for implementing the program's mission to support regenerative agricultural supply chains throughout New England. The BDO is responsible for building relationships within the regional agriculture community, including with other lenders and agriculture support organizations, to inform how the Community Loan Fund can effectively finance and foster regenerative agricultural businesses.

The BDO will also identify prospective borrowers — such as producers, processors, and retailers — and work closely with the Community Loan Fund's business lending team to shepherd prospective borrowers through the loan application process, analyze and present loan proposals for organizational approval, and manage borrower relationships. The ideal candidate will have existing relationships within the agriculture sector in New England, an understanding of the systems context in which it operates, and strong interpersonal and communications skills to help shape regional lending.

While prior lending experience is preferred, it is not required; however, the candidate will be expected to develop proficiency in underwriting and credit analysis in this role.

• Cultivate relationships with producers, business owners, and others to develop lending opportunities to farm and food businesses in New Hampshire and New England.
• In coordination with the business lending team, respond to loan inquiries, identify eligible applicants, and work with prospective borrowers to collect the necessary Information to evaluate an applicant’s capacity to repay debt to grow or stabilize operations.
• Help determine which loan prospects should advance to full underwriting and structure loan terms and conditions that meet the applicant’s needs and further the mission of the Community Loan Fund.
• Assist in preparing written credit memos that clearly articulate the strengths and risks of loan applications.
• Actively manage borrower relationships through regular communication. Support non-performing loans with a relationship-based approach.
• Develop working partnerships with other New England agriculture and food system organizations, including lenders, business advisors, and agricultural support services, in the public, private, and nonprofit sectors.
• Track opportunities for leveraging capital flows into the region to support farm and food businesses, such as grant funding and infrastructure or real estate investments.
• Participate in New Hampshire and New England strategic initiatives to guide the long-term development of the region’s food system.
• Attend regional and national conferences and events to promote the work of the Community Loan Fund to food systems audiences.
• Assist in developing grant proposals to support expanded program operations and loan capitalization.

• At least five…