CRA Analyst II

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The Community Reinvestment Act (CRA) Analyst II supports the CRA team in meeting regulatory requirements under the Community Reinvestment Act (CRA), helping ensure the Bank maintains Satisfactory Examination Ratings. The CRA Analyst II works with the CRA Officer and Senior CRA Analyst to ensure conformity and adherence with all applicable State and Federal laws, regulations, policies, and procedures. This includes supporting internal lines of business such as lending, marketing, retail, compliance, and legal to ensure CRA priorities are integrated into the bank's broader CRA strategy.

This position is also responsible for aligning activities related to volunteer services, donations, FHLB programs, and financial literacy initiatives with the Bank's core strategic goals to maximize benefits for both the company and the community.

• Drive CRA program success by applying independent judgment to review, qualify, and document activities across volunteer services, donations, FHLB programs, as well as financial literacy initiatives; ensuring timely, compliant completion of low-risk deliverables and generating actionable reports for management and the CRA Committee to support strategic decisions and enhance community impact.
• Ensure timely, compliant completion of low-risk CRA deliverables while generating actionable reports that support strategic decision‑making by management and the CRA Committee, contributing to enhanced community engagement and overall program effectiveness.
• Work with Stakeholders / Lines of Business to identify CRA related opportunities related to services, donations, and ancillary CRA programs.
• Conduct data integrity reviews of CRA Community Development activities such as donations, services, financial literacy, and FHLB programs submitted by employees across relevant lines of business, validating accuracy using Kadince, internal reporting systems, and FHLB program data to ensure documentation and work programs meet compliance standards, and provide recommendations to enhance data quality as well as program effectiveness.
• Facilitate monthly CRA Liaison program meetings documenting activities, minutes, and training, to collaborate and consult with stakeholders to provide feedback to ensure alignment with CRA.
• Support the implementation of new, or modified CRA Program‑related regulations ensuring proper compliance to CRA regulatory requirements and determine impacted business units.
• Collaborate with the Mortgage Group and CRA Officer to maintain and submit documentation for FHLB Programs including Special Needs Assistance Program (SNAP), Homebuyer Equity Leverage Partnership (HELP), Affordable Housing Program (AHP), Partnership Grant Program (PGP), and Disaster Programs.
• Develop and conduct small group training, to provide guidance to educated bank employees on requirements for CRA qualified donations and services, including ancillary CRA related programs.
• Prepare gap analysis for Services and Donations, in relation to community needs.
• Oversee the accurate and timely preparation of the banks CRA Public File.
• Maintain compliance with all applicable laws and regulations while keeping abreast of new changes in regulations affecting responsibilities.
• The ability to work in a constant state of alertness and in a safe manner.
• Completes required BSA/AML training and other compliance training as assigned.
• Perform any other related duties as required or assigned.

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four‑year college degree, plus 4 years of related experience and/or training, and 12–18 months related management experience.

Ability to effectively communicate information and respond to questions in person‑to‑person and small group situations with customers, clients, general public and other employees of the organization. Ability to read, analyze, and understand general business/company related articles and…