PLADS Group Underwriter IV

Overview

Salary Range: $95,000 - $145,000

Job Posting End Date: September 26, 2025

We’ve Got You Under Our Wing

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way.

Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by

Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac.

Work Designation: Depending on your location within the continental US, this role may be hybrid or remote
.

• If you live within 50 miles of the Aflac offices located in Columbus, GA or Columbia, SC, this role will be hybrid
  . This means you will be expected to work in the office for at least 60% of the work week. You will work from your home (within the continental US) for the remaining portion of the work week. Details of this schedule will be discussed with your leadership.
• If you live more than 50 miles from the Aflac offices located in Columbus, GA or Columbia, SC, this role will be remote
  . This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance.

What does it take to be successful at Aflac?

• Acting with Integrity
• Communicating Effectively
• Pursuing Self-Development
• Serving Customers
• Supporting Change
• Supporting Organizational Goals
• Working with Diverse Populations

What does it take to be successful in this role?

• Extensive Group Life/Disability underwriting knowledge
• Strong understanding of Group Life and Disability products and services, affiliated systems and applicable operational policies and procedures
• Strong math skills
• Has extensive knowledge of changes to policies, procedures, and governance tools, to ensure processes are up-to-date, reflect new policies and facilitate implementation within own work area
• Strong Microsoft Excel skills
• Expert in experience rating Life, STD, LTD, leave products and analyzing competitor experience data
• Aptitude to prepare and deliver clear, data-driven presentations to Senior Leadership for high impact prospects, which incorporates strategic underwriting analysis
• Demonstrated ability to engage and build relationships with external broker partners and customers, while providing underwriting guidance throughout new business finalist presentations and/or renewal stewardship meetings

• Bachelor's Degree in a related field
• 5 years of financial underwriting experience with Group Life, STD, LTD and Leave products for National Account employer groups exceeding 5,000 covered lives or 8 years of financial underwriting experience with Group Life, STD, LTD, and Leave products, including 3 years of experience for National Account employer groups exceeding 5,000 covered lives
• Or an equivalent combination of education and experience

• Works closely with distributors and other operational areas to drive achievement of the business plan, leveraging knowledge to impact strategy relating to underwriting expertise, systems, procedures and processes.
• Completes assignments of the highest complexity while working within delegated authority.
• Serves as an expert in all areas of Group Life and Disability underwriting, consulting as needed, driving needed changes or developments to achieve business goals.
• Acts as a role model in providing technical underwriting expertise and guidance to customers and distributors, consistently providing excellent customer service.
• Leads development of business cases for projects to determine potential benefits, clarify the rationale for investment, and support the planning process.
• Contributes to the delivery of underwriting strategy by proactively sharing best…