Senior Software Engineer - Fintech Auto Finance

Senior Software Engineer - Fintech Auto Finance

Join to apply for the Senior Software Engineer - Fintech Auto Finance role at Flagship Credit Acceptance.

Senior Software Engineer, Fintech – Auto Finance Platform

Join a dynamic fintech company revolutionizing the auto finance industry! We are building the next generation of user experiences on a cutting‑edge, clean technology environment with a fully open‑source stack—no legacy code to hold you back. If you have a passion for financial technology, API integrations, and contributing to an innovative culture, we want to hear from you.

• Design and Development:
  Architecting, designing, and implementing highly scalable, secure, and performant backend services and APIs using our open‑source stack.
• API Integration:
  Leading the development of complex API integrations with external financial partners, data providers, and third‑party services crucial to the auto lending lifecycle.
• Feature Ownership:
  Taking full ownership of product features from concept through deployment, collaborating closely with Product and Design teams to deliver exceptional next‑generation user experiences.
• Code Quality:
  Establishing and enforcing best practices for code quality, security, and continuous integration/continuous delivery (CI/CD) pipelines.
• Team Building:
  Play a core role in establishing and scaling a high‑performance engineering team and culture.
• Mentorship:
  Providing technical guidance and mentorship to other engineers, fostering a culture of technical excellence and continuous improvement.

• US Citizenship:
  Applicants must be authorized to work in the U.S.
• Experience:
  
  Minimum of 5+ years of professional experience in software engineering.
• Domain Expertise:
  Minimum of 5 years working on auto finance platforms OR extensive experience developing and maintaining mission‑critical API integrations within the financial or payments industry.
• Technical Stack:
  Deep proficiency with modern open‑source technologies and strong experience with languages such as Java.
• Cloud & Architecture:
  Deep understanding of cloud platforms (specifically AWS or GCP) and proven experience with microservices architecture, RESTful API design, and distributed systems.
• Education:
  
  Bachelor’s degree in Computer Science, Engineering, or a related technical field, or equivalent practical experience.

• Experience with a modern front‑end framework (e.g., React, Angular, Vue).
• Prior experience working in a start‑up environment.
• Active contributor to open‑source projects or communities.

• Location:
  
  This role offers a hybrid work schedule and is preferred for candidates based in or willing to commute to our offices in Tempe, AZ, or DFW, TX.
• Schedule:
  
  Hybrid

We are a rapidly growing fintech where your contributions have a direct, visible impact on the business. You will work with a clean tech stack and be part of the core group building a high‑performance engineering team, empowered to make key architectural decisions and build systems from the ground up. This is an opportunity to redefine an industry and accelerate your career.