Credit Analyst

Overview

As a Credit Analyst in the Equipment Financing team at National Bank, you will act as a credit evaluation expert, making a meaningful impact through financial analysis, risk management and loan structuring. You will support Canadian businesses by offering tailored financing solutions that help them grow and thrive.

This important role delivers effective risk‑based loan pricing and profitability management. The credit analysts serve as subject‑matter experts, providing guidance and support to credit associates and support teams, enhancing the development of our credit capabilities.

Client engagement, credit underwriting, risk management, learning.

• Analyze credit applications and recommend appropriate financing structures.
• Collaborate with Relationship Managers and Risk Management teams to support sound credit decisions.
• Approve credit requests within delegated limits and prepare recommendations for complex cases.
• Ensure compliance with internal policies and regulatory requirements.
• Contribute to portfolio assessments to identify risks and propose mitigation strategies.

Within the Equipment Finance sector you will be part of a large, collaborative team and report to the Credit Manager. Our team stands out for its deep expertise, collaborative spirit, and commitment to client success. We offer maximum flexibility, including a hybrid work environment and adaptable schedules.

National Bank values continuous development and internal mobility. Personalized training programs, hands‑on learning, and access to the Data Academy, language training, Harvard Learning Center, coaching and mentoring support help you master your role and explore new areas of expertise.

• A diploma or bachelor’s degree in Finance, Commerce, or a related field.
• Minimum 1–3 years of experience in financial services, risk management or commercial lending.
• Strong skills in financial statement analysis and credit evaluation.
• Knowledge of collateral requirements and credit documentation.

In addition to competitive compensation you will be eligible for a wide range of flexible benefits to promote wellbeing:

• Health and wellness program with many options.
• Flexible group insurance.
• Generous pension plan.
• Employee Share Ownership Plan.
• Employee and Family Assistance Program.
• Preferential banking services.
• Opportunities to get involved in community initiatives.
• Telemedicine service.
• Virtual sleep clinic.

Our dynamic work environments and cutting‑edge collaboration tools foster a positive employee experience. Regular feedback and ongoing communication are encouraged through surveys and programs.

We are a bank on a human scale that stands out for courage, entrepreneurial culture and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, empowerment and inclusivity inspire us. We offer a barrier‑free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates!

Languages required:
English.