Underwriter Specialist Sr

Location: On site in Baton Rouge, LA;
Miami Lakes, FL;
Coral Gables, FL;
Memphis, TN

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone’s ideas are valued so that the team operates at its best.

Our team members serve with humility and a deep commitment to their responsibility to be the best at serving our customers one opportunity at a time.

• Ensures the consumer loan application information provided is accurate and complete
• Performs credit analysis and makes credit decisions within authority limits
• Ensures accuracy of any preliminary analysis presented
• Reviews and analyzes applicable ratios (i.e., DTI, PTI, & LTV)
• Reviews proof of income and financial statement documentation when required by policy
• Provides financial statement spreading on loan request when necessary
• Contacts bankers to gather information to make appropriate decisions and explains loan decision
• Performs other duties as assigned

• Bachelor (4-year college) degree and 5+ years of experience or equivalent combination of education and experience
• Microsoft Office suite

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More –

• Mid-Senior level

• Full-time

• Finance and Sales

Referrals increase your chances of interviewing at First Horizon Bank by 2x.