Enhanced Annuity Underwriter

Company Description Legal & General (L&G) is a leading UK financial services group and major global investor. We’ve been safeguarding people’s financial futures since 1836, and strive to build a better society, while improving the lives of our customers and creating value for shareholders.

We are one of the world’s largest asset managers and provide powerful asset origination capabilities. Together, these underpin our retirement and protection solutions: we are an international player in pension risk transfer, in UK and US life insurance, and in UK workplace pensions and retirement income. Who we areOur Retail business supports customers throughout their lives, to help them save, plan, protect and enjoy retirement.

We’re a leading provider of retirement and protection solutions. We aim to support our c.12.8 million policyholders and workplace members throughout their lifelong financial journeys. We focus on helping the customers of today and tomorrow achieve better long-term outcomes. We either talk with them directly or work with intermediaries and employers to meet their needs. We use the latest technology to connect with them quickly, efficiently and wherever possible in highly personalised ways.

Job Description We’re recruiting for a Enhanced Annuity Underwriter to join us. We’re offering a competitive base salary. Legal & General is helping people turn their pension savings into a reliable income and supporting pension schemes in managing long-term liabilities. Within this context, the Enhanced Annuity Underwriter plays a key role in delivering fair, accurate and customer-focused underwriting decisions.

Working as part of a collaborative and fast-paced customer service environment, you will assess complex cases, apply sound judgement and contribute to positive outcomes for customers. This is an opportunity for someone who enjoys analysing information, working with a range of stakeholders, and continuously improving processes in a supportive and inclusive team.

What you'll be doing:

Assessing and underwriting enhanced annuity applications in line with business guidelines and risk frameworks

Gathering and evaluating medical, financial and supporting information to inform accurate decision-making

Delivering fair and balanced outcomes that meet customer needs while managing financial risk Using product, process and systems knowledge to provide an efficient and high-quality service

Identifying opportunities to improve processes and contributing to continuous improvement initiatives

Collaborating with colleagues and stakeholders to enhance customer outcomes and service delivery

Maintaining accurate records across underwriting and workflow systems

Analysing underwriting data and insights to support strategy, risk awareness and performance improvement

Who we're looking for:

Strong analytical skills with the ability to interpret complex information and make sound decisions

Knowledge of medical risk factors and their impact on underwriting outcomes

Good understanding of financial services, market conditions and commercial considerations

Strong communication skills, with the ability to explain decisions clearly and effectively

Ability to work collaboratively and build positive relationships across teams

High attention to detail and strong organisational skills when managing multiple prioritiesA proactive mindset with a commitment to continuous learning and improvement

Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:

The opportunity to participate in our annual, performance
-related bonus plan and valuable share schemes

Generous pension contribution

Life assurance

Healthcare Plan (permanent…