Adjudicator, Credit

WHO WE ARE:

Eden Park Inc. (“Eden Park”) is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, Eden Park has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast. Eden Park is a wholly owned subsidiary of Fairstone Financial Inc., which is a subsidiary of Fairstone Bank of Canada (“Fairstone Bank”).

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Come join Fairstone Financial as a Credit Adjudicator

A regular day for you will include:

· Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation.

· Ensure loan applications are assessed accurately and timely in a fast-paced environment.

· Detail oriented and able to closely follow credit policy rules to ensure risk parameters are consistently followed.

· Develop and maintain respectful relationships with dealers.

· Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners.

· Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required.

· Provide prompt, efficient, detailed customer-oriented service to all stakeholders.

· Perform all other duties as assigned.

· Compensation range from 21.50$/h to 24.50$/h

We offer comprehensive training to ensure you maintain a thorough understanding of our policies and procedures to ensure you can handle customers' enquiries.

Must-haves:

• You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details.
• You possess excellent verbal and written communication skills in English and French.
• You thrive in a fast-paced environment and have strong attention to detail.
• You are tech-savvy and know your way through Microsoft Office Suite and Outlook
• You can collaborate well with various teams and departments.
• You must be flexible and available to work all shifts mentioned in the Working condition.

Extra- awesome to have:

• You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry
• Previous experience working with loan origination software
• Post-secondary education in Finance or Business Administration

Working condition:

• Hours of operation are between 11 AM to 8 PM from Monday to Friday and on Saturday from 9 AM to 8 PM.
• Option of permanent Saturday shift with the option of Wednesday or Thursday off; and our team is very accommodating with switching when required with notice.
• Weekday shifts are primarily set schedules while Saturday start times will be on a rotation (early, mid-day & late shift). This position is for 11 am to 7 pm PST.

WE ARE PROUD TO BE RECOGNIZED AS Great Place to Work® Canada for 2025 and
Montreal's Top Employers 2025 by Canada’s Top 100 Employers!

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