Senior Account VP​/Loan Officer - Member Business Services

Senior Account VP/Loan Officer - Member Business Services

The Senior Account VP/Member Business Loan Officer is responsible for developing and maintaining relationships with business members to generate new loans, deposits, and other credit union products and services, analyze credit requests to ascertain fit within the credit union’s quality and risk guidelines, and service and grow a loan and deposit portfolio of accounts.

• Originate commercial loans
• Refer and cross-sell deposit products, Treasury Management services and other credit union products and services
• Analyze financial information and credit applications to determine credit potential
• Negotiate credit terms within the credit union's loan policies
• Prepare credit opportunity memoranda
• Present loans for approval to the proper approval authority
• Voting member of Business Loan Committee
• Assist members regarding existing loans, financial requests, financing terms and guidelines

• Support branch commercial activities
• Provide resources and make recommendations that meet business members' needs
• Network and prospect for new business members through attendance at and involvement in business and community events
• Represent Member Business Services at Chamber of Commerce and other business events

• Resolve members' problems
• Collect ongoing member financial data
• Monitor performance of individual loan portfolio to maintain and improve the quality
• Maintain credit files
• Monitor and grow deposits

• Lead/Participate in departmental and cross-functional projects
• Monitor market indicators and competition
• Stay abreast of industry, market and regulatory changes
• Develop new marketing materials that cover business products and services including regulatory requirements

• Competent computer skills
• Ability to communicate, verbally and in writing, in a professional manner when dealing with employees, members, vendors and company contacts
• Ability to follow the core values of honesty, integrity, mutual respect, pride and ownership

Mid-Senior level

Full-time

Sales and Business Development

Banking