Financial Risk Manager

Welcome to Hastings Direct

We're a digital insurance provider with a clear strategy to become the best and biggest player in the UK market. As a company, we've made huge investments in technology, pricing, data and analytics, and nurtured our 4

Cs culture and investment in people. The Finance team is building a market‑leading finance technology platform with a focus on commercial value.

We're looking for a Risk Manager to join our Second Line Risk team and play a key role in supporting the organisation to achieve its growth purpose while demonstrating appropriate levels of control.

This is a relationship‑focused role where you'll work closely with stakeholders across the organisation, supporting them to understand and own their risk responsibilities.

• Build strong, trusted relationships with leaders and teams across the business.
• Support stakeholders to confidently manage underwriting and pricing risks.
• Provide practical risk advice and challenge on BAU activity, projects and change initiatives.
• Help embed good customer outcomes into decision‑making and culture.
• Translate regulatory requirements into clear, meaningful business impacts.
• Coach and support colleagues to build underwriting and pricing risk management capability and confidence.

• Experience in technical risk management within UK financial services.
• Strong knowledge of the UK regulatory environment, particularly underwriting and pricing practices.
• Excellent stakeholder management and communication skills.
• A pragmatic, solutions‑focused mindset with strong judgement.
• Confidence to challenge appropriately and supportively at all levels.

Why join us? You'll be part of a supportive and collaborative Risk team, with real opportunity to shape how Risk partners with the business. This role offers exposure to senior stakeholders, meaningful influence, and the chance to make a tangible difference.

Regrettably we are unable to offer sponsorship for this role.

• Competitive salary and £5k car allowance.
• Flexible hybrid working.
• Competitive bonus scheme – annual 4
  
  Cs performance bonus.
• Physical wellbeing – private medical insurance (PMI).
• Financial wellbeing – 4× salary life assurance cover, income protection at no cost, matched pension contributions up to 10%, and additional financial support.
• Mental wellbeing programme – thrive mental health app, colleague assistance programme, in‑house mental health first aiders, support groups and a dedicated team.
• 27 days annual leave + bank holidays; option to buy/sell a week; health‑care cashback plans; dental plans; discounted health assessments; cycle‑to‑work and tech schemes; free onsite facilities; social events.
• 8‑point 4
  
  Cs culture: focus on right culture for colleagues, customers, company and community.

Hastings Group is an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. Our referencing process includes credit and criminal record checks.

At Hastings Direct, we're committed to creating an inclusive environment where everyone has the opportunity to succeed. If you require reasonable adjustments during the recruitment process, let us know; our recruitment team supports a fair and accessible experience.