Senior Software Engineer; Technical Architect - Wallet Platforms

Senior Software Engineer (Technical Architect) - Wallet Platforms

Cupertino, California, United States Software and Services

At Apple, great ideas quickly become phenomenal products, services, and customer experiences. Apple Pay has brought the Apple Wallet to millions of customers world-wide, enabling them to carry Digital Credentials such as credit and debit cards, transit passes, hotel and car keys, theme park tickets — and now, mobile driver’s licenses — all in their Apple Wallet. Building and scaling these features requires not just world-class engineering, but a deep understanding of how institutions around the world operate, implement standards and protect user data and privacy.

Your work will support a technical roadmap that complements the product roadmap, fostering innovation while ensuring quality, scalability, and reliability. You'll be key in defining the technical vision and architecture for essential platform capabilities, translating diverse and complex requirements into robust, high-performance distributed systems. Through close collaboration with fellow architects and engineering teams, you will advocate for technical excellence, influence cross-functional roadmaps, and support the development and evolution of inclusive, industry-leading open standards that enhance interoperability and security.

This role values deep technical expertise alongside a commitment to continuous learning and inclusive mentorship. It requires a willingness to engage with code and proofs-of-concept, as well as the ability to guide and support engineers from diverse backgrounds in building the next generation of Apple Wallet infrastructure. You will help align the organization around the technical aspects of product decisions, considering varied user experiences, privacy, security, performance, and compliance.

Your contributions will ensure our systems meet high reliability standards while embracing a culture of inclusivity and continuous improvement. You’ll also play a key role in fostering a collaborative Dev Ops culture, mentoring, and supporting the professional growth of the next generation of diverse technical leaders.

• Provide strategic technical leadership for Wallet platform organization.
• Align engineering efforts with long-term business goals and customer needs.
• Collaborate with technical leaders across the engineering organization to define and promote a clear technical vision and roadmap.
• Ensure alignment with broader organizational initiatives.
• Represent platform team’s requirements across cross‑functional groups.
• Champion quality, reliability, performance, and security in all solutions.
• Guide architectural decisions.
• Engage in hands‑on work on key projects.
• Foster a practical, outcome‑driven engineering approach.
• Support a collaborative engineering culture across the organization.
• Develop technical leadership through mentorship and coaching.

• Bachelors in Computer Science or a related field; or equivalent practical experience.
• 12+ years of industry experience as a software engineer, including 3+ years as a tech lead/architect.
• Demonstrated experience leading large technical initiatives and driving change to align org.

• Deep experience in one of our current product domains — Tokenization, Development Platform, Mobile Wallets.
• Practical experience and proven results in implementing and evolving large scale distributed systems with integrations of heterogeneous partner systems.
• Comfortable explaining technical concepts to both technical and non-technical audiences.

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $181,100 and $318,400, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount…