Actuarial Analyst

NCD is a leading dental and vision insurance provider partnering with Met Life, VSP, and Zurich. We are seeking an experienced Actuarial Analyst to join our Product Development team and support end‑to‑end development of supplemental health insurance products.

This high‑impact role focuses on accelerating ideation and design by leveraging actuarial expertise, carrier insights, and market research. You will collaborate with product strategy leaders and carrier partners to price new plan designs, file justifications, and position them competitively.

• Conduct actuarial and market research using SERFF, DOI filings, and competitor insights.
• Evaluate benefit designs for pricing feasibility and alignment with loss‑ratio targets.
• Collaborate with carriers’ actuarial and underwriting teams to validate pricing models.
• Provide pricing recommendations based on product comparisons, rate structures, and benefit trends.
• Prepare or support materials for filing justifications with state DOIs.
• Raise red flags on unprofitable structures or poor risk design, providing actuarial logic.
• Support performance tracking and experience modeling for existing products.
• Stay current on pricing and regulatory trends in the A&H market.

• 1‑2 years of actuarial experience in health or supplemental insurance, preferably in a carrier environment.
• Working knowledge of rating methodologies, pricing, and performance analysis for Dental, Vision, and other Exception Benefit products.
• Experience using SERFF and analyzing DOI product filings.
• Strong Excel and actuarial modeling skills.
• Excellent critical‑thinking and communication skills.

• ASA designation or exam progress preferred.
• Experience with Major Medical or Short‑Term Medical products.
• Experience with group/association business models.
• Familiarity with carrier filing processes and regulatory cycles.
• Experience with A&H claims processing or adjudication, informing plan design.

• Company‑paid health, dental, life, and disability insurance.
• 401(k) with employer match.
• Opportunity for professional development.
• Work‑from‑home allowance and support.
• Positive work environment.

Location:

Dallas, TX

Salary: $84,240.00–$