Underwriter - III

Underwriter - III

TX – Dallas/Irving

As a Mortgage Underwriter III you will evaluate Government and Conventional loans by reviewing credit, capacity and collateral characteristics to ensure compliance with company and investor quality standards. You will review and clear underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.

• Manage your individual pipeline daily by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turnaround times.
• Identify document deficiencies, add applicable conditions and request additional information or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies.
• Assist others in the department in interpreting underwriting guidelines, updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
• Other duties as assigned.

• 7+ years of related experience in the Mortgage Industry, Residential Mortgage Loan underwriting or a similar field.
• High school diploma required.
• Advanced knowledge of the residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets and/or other residential mortgage products and services.
• Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
• Intermediate knowledge of MS Office products.
• Intermediate knowledge of Encompass.
• Advanced speaking and writing communication skills.

We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a generous 401(k) matching program, tuition assistance, an employee volunteer program, and a wellness program. Additionally, you will gain valuable business knowledge by learning how successful companies operate and manage their finances, providing invaluable hands‑on experience to advance your career.

Ameri Home Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation of origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities.

If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email  or call . When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.