Senior Director Underwriting

Senior Director Underwriting page is loaded## Senior Director Underwriting locations:
Dallas, TX:
Westlake Village, CAtime type:
Full time posted on:
Posted 25 Days Agojob requisition :
R11543
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* Job Title:

** Senior Director Underwriting
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* Location:

** TX - Dallas/Irving
** What you'll do:
** As a Senior Director Underwriting, you'll be accountable for leading, strategizing, and executing underwriting and appraisal functions across all business lines and channels, including Correspondent Delegated and Non-Delegated, Portfolio Lending, and Retail Lending. This role also includes driving the oversight, development, and performance management of underwriters and underwriting managers within the lending channel. You will define, implement, and continuously refine the vision and strategy for all underwriting divisions within Ameri Home, ensuring alignment with organizational goals and risk appetite.

Additionally, you'll lead initiatives to enhance departmental productivity, efficiency, and customer service across multiple underwriting teams. You will ensure credit operations meet or exceed production and financial targets while maintaining process excellence and loan quality. You will also be responsible for building and sustaining strategic relationships with Ameri Home’s agency and Non-Agency partners:
Fannie Mae, Freddie Mac, FHA, VA, USDA, Ginnie Mae and other investors. You'll collaborate cross-functionally to ensure consistent underwriting practices and alignment with Western Alliance Bank’s credit risk framework. You will be a key driver of process innovation, expense management, and quality assurance, leveraging your deep expertise in mortgage documentation and investor requirements. You will also be expected to ensure compliance with the Bank's policies and procedures, and all applicable laws, rules, and regulations.
* Build, lead, and empower high-performing credit operations teams that balance sales, underwriting, and risk. Set departmental goals and ensure robust controls and procedures for timely, accurate underwriting, appraisal, and reviews, while maintaining a focus on credit quality, service, and efficiency.  Manage and develop underwriting leadership and staff, including Underwriters, Underwriting Managers, and the Scenario Desk team. Serve as a credit SME for conventional, government, and non-agency loans, making decisions on complex loan scenarios escalated by internal teams and external partners.

Monitor and manage underwriting pipelines, SLAs, and productivity metrics.
* Drive operational strategy and capacity planning for Correspondent and Retail Lending divisions, aligning staffing and resources with production and financial goals.  Lead process improvement initiatives to enhance service levels, reduce cost per loan, and maintain loan quality. Maintain a thorough understanding of Ameri Home’s underwriting and regulations in accordance with mortgage lending. Analyze transactions and assist in structuring transactions to contain Ameri Home’s credit risk within acceptable parameters.
* Partner with product and technology teams to design and deploy new products and digital capabilities—specifically automation and AI tools—that enhance underwriting performance and consistency as well as boost efficiency, reduce cycle times, and improve lender/clients or borrower experience per channel.  Ensure alignment with Western Alliance Bank’s credit risk framework, and actively promote Ameri Home’s culture of customer service, quality, and innovation.
* Identify and leverage strategic opportunities by utilizing existing resources and relationships with clients and business partners. Participate in strategic planning and execution to meet divisional goals and provide regular reporting and performance metrics in Monthly Business Reviews.  Promote a culture of innovation, customer service, and continuous improvement across all underwriting teams. Recruit, coach, and mentor underwriting staff to build a culture of excellence, accountability, and continuous learning.  

Ensure all underwriting procedures are current and reflect evolving regulatory and investor requirements.
* Lead and develop a team;…