Risk Management - Asset Lending Credit Officer - Vice President

Risk Management – Asset Based Lending Credit Officer – Vice President

Join to apply for the Risk Management – Asset Based Lending Credit Officer – Vice President role at JPMorgan Chase

3 days ago – Be among the first 25 applicants

This range is provided by JPMorgan Chase. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$/yr – $/yr

Bring your expertise to JPMorgan Chase and join a leading team of ABL credit risk professionals. In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient and your work will have a direct impact supporting responsible business growth while anticipating new and emerging risks. Further, using your expert judgement you work to solve real‑world challenges that impact our company, customers and communities.

Our culture is all about thinking outside the box, challenging the status quo and striving to be best‑in‑class.

As a Lead Credit Officer in Asset Based Lending Credit Risk, you will be part of the firm’s risk governance framework and a critical member of the risk management team. The Asset Based Lending team primarily provides working capital revolving lines of credit and fixed asset loans to corporate clients. Credit Officers on the Investment Bank Asset Based Lending team manage a portfolio of accounts and new business transactions.

• Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders
• Perform due diligence for loans, derivatives, leases and cash management including financial due diligence, financial and/or liquidity modeling, field exam, appraisal and legal diligence
• Lead ABL credit structuring and legal document negotiations
• Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations

• Minimum 5 years’ experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge
• Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation
• Excellent communication and presentation skills – both written and verbal
• Ability to think critically and multitask in a fast‑paced environment
• Strong interpersonal and relationship development skills
• Proficiency in Microsoft Excel, Word, PowerPoint and Outlook
• Bachelor's degree

• Formal credit training program a plus
• Bachelor's degree in Accounting or Finance preferred

JPMorgan Chase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal‑opportunity employer and place a high value on diversity and inclusion at our…