Loan Collateral Doc Specialist

At Dallas Capital Bank, we are proud to bring a world‑class banking experience that combines new technology with unceasing service to the Dallas metroplex and to the people who make it strong. We take pride in understanding our clients and taking the time to recognize their needs. Combining years of proficiency with a heart for service, our team is ready to partner with our clients and provide the support and guidance they deserve.

Location: Dallas (Spring Valley and Dallas North Tollway).
Apply here: Job Listings – Dallas Capital Bank Jobs

We are searching for a talented, analytical, and high‑performing individual who wants stability, growth opportunity, and an excellent compensation and benefits package. The ideal candidate will review the daily closed loan report and loan documentation (including imaged documents) after a loan is booked into the bank’s core system, confirm the data entered is correct, and verify it against the final loan approval.

They will validate the data uploaded to the bank’s financial and collateral exception tracking system, and clear exceptions by obtaining updated financial and collateral tracking documentation as required.

• Review new and renewed loan files after funding once they have been booked into the core system.
• Validate that financial and collateral ticklers are set up correctly for all new and renewed loan files.
• Clear all collateral and financial exceptions, following up with the Client, Relationship Manager, and credit underwriting team when necessary (Financials, SNDAs, Leases, etc.).
• Monitor property insurance requirements on all real estate loans, including flood insurance; enforce placement if required.
• Assist Loan Servicing by monitoring escrowed loans to ensure third‑party invoices, insurance, and property taxes are paid.
• Update the credit and collateral exception tracking system daily.
• Update the bank’s document imaging platform as needed.
• Perform maintenance transactions on the loan system as required.
• Complete and/or approve loan payoff requests.
• Process paid loans (Paid Notes, Collateral Release, UCC, Flood terminations).
• Assist with research requests regarding loan servicing, exception tracking, collateral releases, etc.
• Assist the management team in preparing support material for internal and external audits and bank exams.

• University degree, college diploma, or equivalent work experience required.
• Minimum 3 years of experience in lending or loan operations with a thorough understanding of banking and compliance laws.
• Ability to read and understand complex materials, including attorney‑prepared loan documents, and convey information clearly.
• In-depth knowledge of lending regulations and compliance issues for various loan types (Commercial, Commercial Real Estate, Consumer, Letters of Credit, Participations).
• Knowledge of lending contracts such as Deed of Trust, Mechanic’s Lien, Promissory Note, Security Agreement, UCC recording, etc.
• Knowledge of federal and state laws (Reg Z, HMDA, CRA) pertaining to lending, collateral, and lien perfection.
• Ability to perform high volumes of work under deadline pressure without losing accuracy.
• Ability to handle confidential information with discretion.
• Deadline‑driven with exceptional attention to detail.
• Proficiency in Microsoft Office Suite (Outlook, Word, Excel, PowerPoint).
• Willingness to learn new procedures and adapt positively.
• Understanding of loan administration functions and cross‑department relationships.
• Strong business etiquette and independent work, adhering to policies and procedures.
• Excellent verbal, written, and interpersonal communication skills.
• Excellent time management, organizational, and problem‑solving skills with the ability to multitask.
• Self‑motivated with strong attention to detail and accountability.

Hours: Monday–Friday, 40 hours per week, 8:00 am – 5:00 pm. Some variation may be required as duties demand.

Travel: None.

The role operates in a generally comfortable, professional office environment with occasional walking, lifting up to 10 pounds, and frequent keyboard use. It may involve high‑pressure deadlines and multiple reporting relationships.

The physical demands described here are representative of those that must be met to successfully perform the essential functions of this job. The job may be stressful due to penalties or errors in loan processing, and it requires frequent use of standard office equipment.

I understand that if I am offered employment I will be required to, and hereby authorize, the submission of fingerprints which will be run through a national database for investigative purposes.