Foreclosure Specialist II

The Foreclosure Specialist II handles and maintains portfolios or matters as assigned while mitigating loss and legal risk for clients by accurately managing the foreclosure process.

The ideal professional candidate is looking for a dynamic career in our Foreclosure department. NBS offers a leveraged learning environment to develop knowledge and skills that will fit all levels of experience. We are looking for candidates with title and post-sale experience in the foreclosure industry.

KEY JOB DUTIES

• Quality assurance review of all data entered against source documents to ensure accuracy in foreclosure proceedings.

• Entry of data and documents into the internal case management system for items pertaining to the completion of the foreclosure file.

• Review open files as they are received, proof data entered against source documents; make applicable corrections. Includes Deeds of Trust, Property Title Reports, dockets, pleadings, etc.

• Interface with appropriate contacts to resolve questions, inconsistencies, and/or missing data.

• Follow-up on missing items to receive according to the client required foreclosure timelines and internal foreclosure sale calendar.

• Ensure required notices and documents are prepared, received, mailed, and recorded in accordance with client, company, investor, state, and government agency guidelines.

• Prepare and mail Notices of Acceleration, and Notices of Application to Foreclose, Motions and Orders of Foreclosure, and file required documents in the proper court and/or county.

• Escalation of issues to internal and external parties related to legal / foreclosure proceedings.

• Respond to escalated inquiries from clients, debtors and debtors' attorneys, vendors, and staff regarding internal and external processes.

• Update client systems with documents or message detail per client work standards

• Promptly determine when attorney or management action is required.

• Perform other duties as assigned.

Preferred experience in the below duties:

• Conduct Title Searches:
Examine public records, deeds, mortgages, tax records, and court documents to determine the legal status of a property's title.

• Identify Issues:
Review any potential title defects or claims such as liens, unpaid taxes, judgments, or disputes over property boundaries.

• Examine Ownership History:
Verify the chain of ownership and ensure that the seller has the legal right to transfer the property.

• Ensure Compliance:
Ensure that all title documentation meets legal and regulatory standards.

• VA Appraisal Processing - Ordering VA appraisals through the VA Web Portal. Sending necessary letters.

• A general understanding of VA & HUD Conveyance processes, deadlines, and requirements.

• Requesting payoffs, ordering lien releases.

JOB REQUIREMENTS

• Excellent oral and written communication skills with ability to communicate at all levels

• Strong organizational and time management skills

• Ability to manage priorities and workflow in a high-volume production environment

• Proficiency with MS Office Suite.

• Experience with Case Aware Case Management System, BKFS Loan Sphere (MSP), BKFS Loan Sphere Default, and, VRM Title Portal (Vendor Resource Management), Sagent Tempo strongly preferred.

MINIMUM QUALIFICATIONS:

• Associate or Bachelor's Degree, or equivalent work experience.

• Minimum of 3 years' related work experience with a bank, mortgage servicer or law firm that provides equivalent services to clients.

BENEFITS:

• Medical insurance plans designed to meet your needs

• Dental & Vision insurance

• Life & Disability insurance

• Flexible spending account

• Paid time off

• Nine Paid Holidays

• Employee Referral Program