Bond Closer; Retail

Position: Bond Closer (Retail)
The Bond Closer is responsible for preparing and verifying closing documents for all HFA products offered at UHM, producing closing instructions, and funding loan transactions that meet all terms of the sale and have received final approval.

At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelong

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DUTIES & RESPONSIBILITIES Thoroughly reviews loan files to confirm all conditions are cleared and file is ready to close

Prepare closing documents ensuring quality, correct closing fees, and proper closing conditions

Verify information for accuracy, such as legal names, legal address, terms, price, rate, title work, and hazard

Review and deliver the Closing Disclosure, ensuring that the loan meets program guidelines, compliance, and company policies

Set up funding to send wire to title company for disbursement of funds

Maintain a closing pipeline, adhering warehouse wire time limitations, contract closing dates, and delivering complete closed loan files in a timely manner

Maintain up to date knowledge and trainings of all HFA products offered at UHMAssist with any post-closing findings

Closes a minimum of 70 loans per month

Other Duties as assigned EDUCATION & EXPERIENCE High school diploma or equivalent1+ years of recent residential closing experience

Minimum of 2 years’ experience in the mortgage industry

Encompass LOS experience strongly preferred SKILLS REQUIRED Excellent customer service, communication, and interpersonal skills

Proven computer skills on Windows, Microsoft Word, Excel, and LOS systems preferred

Proficient math skills

Knowledge of FNMA/FHLMC/FHA/VA/HFA products

Detail-oriented and skilled at multi-tasking

Strong time management and organizational skills

Can work with a sense of urgency when time constraints are involved

Knowledge of Closing Disclosures This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.