Relationship Manager III

Description

Intracoastal Bank is seeking a dynamic and client-focused Banking Relationship Manager to join our team. The successful candidate will be responsible for managing and growing a portfolio of commercial real estate and commercial and industrial (C&I) client relationships, providing tailored financial solutions, and ensuring exceptional customer service. This role requires a strong understanding of banking products, excellent communication skills, and a proactive approach to identifying client needs and business opportunities.

At Intracoastal Bank, you will be part of a diverse team of top performers in banking that is passionate about providing exceptional service and banking solutions to our communities to help them thrive. You will be inspired by the stability and integrity of our community bank and proud of the relationships you build that help your clients succeed.

Over the years, we have established ourselves as a market leader in community banking and we’re looking for the right person to help take us to the next level. If you have an entrepreneurial and innovative approach to business, coupled with drive and a commitment to growth, we want to meet with you.

Why Intracoastal Bank?

· It’s like working for a small business that happens to be a bank that is unique in the industry.

· We have an entrepreneurial spirit!

· You get to work with the “A” team of bankers.

· You’ll have a positive work environment with supportive managers and teammates.

· You’re encouraged to become passionate about and involved in your community.

· You will be empowered to impact change.

· You will experience the reward of assisting in the growth and success of local businesses.

· You will be part of a company that invests in you!

Exceptional Benefits Package!

· Employee Stock Ownership Program (ESOP):
You will have the opportunity to participate in and reap the rewards of the growth of the company through this prestigious profit-sharing program.

· 401k Retirement Plan:
You will also be able to participate in a 401k retirement program.

· Professional Development:
You will receive tuition assistance for your professional development.

· Paid Time Off:
You will have 11 paid holidays, a paid birthday/flex day, and 15 PTO days per year.

· Health Insurance:
You will have fully-paid employee health insurance with several options to choose from.

· Other Insurance:
You will be able to enroll in other group insurance benefits such as dental, vision, life, disability, as well as pet insurance, legal aid, auto/home insurance, identity theft protection, other supplemental benefits, and an Employee Assistance Program (EAP).

· And there’s more! You get a free checking and savings account and a free safety deposit box.

KEY RESPONSIBILITIES

• Client Relationship Management:
  Build and maintain strong, long-term relationships with clients, including individuals, commercial real estate developers, C & I businesses, and high-net-worth clients, to ensure client satisfaction and retention. Ensure quality customer service by adhering to the Bank’s customer service standards. Achieve customer service and sales objectives by counseling customers, explaining bank products and services, and identifying needs. Ensure customers’ needs are always met while displaying a genuinely friendly attitude.
• Financial Solutions:
  Assess clients’ financial needs and recommend appropriate banking products and services, including loans, mortgages, investment products, and deposit accounts. Cross-sell Bank products and services.
• Portfolio Growth:
  Proactively identify commercial real estate and C & I opportunities to expand client relationships through cross-selling and upselling banking products and services. Interview applicants for commercial loans. Be proficient in all areas of lending.
• Risk Management:
  Ensure compliance with all regulatory requirements and internal policies while managing client accounts and transactions.
• Business Development:
  Develop and implement strategies to attract new commercial real estate and C & I clients and grow the bank’s customer base. Make appropriate referrals to further the bank mission and profitability. Represent the Bank and provide…