FIU Investigator

FIU Investigator page is loaded## FIU Investigator locations:
USA - CO - Denvertime type:
Full time posted on:
Posted Yesterday time left to apply:
End Date:
March 31, 2026 (30+ days left to apply) job requisition :
JR0128490
** FIU Investigator – Denver, Colorado** **(Hybrid)
**** Western Union powers your pursuit.
** In this role, you will be a critical member within the Financial Intelligence Unit of the Global Compliance organization. The FIU mitigates money laundering and terrorist financing risks to Western Union.  This highly visible area is responsible for identifying, escalating and mitigating money laundering risk related activity.

The FIU Investigator is mainly tasked with the investigation of complex patterns and trends associated with money laundering and any other potential risks tied to Western Union. You will be responsible for assessing initial referrals and escalations, offering accurate analysis and documentation of suspicious activities, developing suspicious activity reports for the most complicated cases, and making enhanced due diligence decisions. Moreover, you will recommend suitable risk-based business actions concerning Agent and consumer relationships.

It is crucial that you can work in an international context and are required to uphold a high degree of integrity, confidentiality, independent and sound judgment, and professionalism, in addition to possessing excellent oral and written communication skills.
** Role Responsibilities
*** Responsible for investigating the highest risk Agents and consumers and other complex cases.
* Uses various comprehensive investigative methods and independent decision making to determine if activity is suspicious.
* Writes concise Suspicious Activity Reports that will be sent to the governments in multiple jurisdictions.
* Performs Agent and consumer enhanced due diligence.
* Interacts with various stakeholders within the organization to gather critical information for decision making.
* Detect suspicious trends and activity by analyzing transactions through various systems/applications and formulating conclusions regarding potential risk, risk mitigation as well as suspicious activity reports.
* Provides accurate documentation of suspicious activity formulates suspicious activity reports on the most complex cases and enhanced due diligence decisions and recommends appropriate risk-based business actions to be taken concerning Agent and consumer relationships.
* Manage a wide range of public-source research techniques and create detailed narrative investigative reports, presentations and, where needed, link charts or similar diagrams to record investigative actions, findings, and analysis.
* Deal with ad hoc queries related to AML compliance issues that have been escalated as potentially suspicious transactions.
* Provide concise weekly case updates, monthly report input and quarterly intelligence briefings profiling key AML risks at all levels of FIU programs for upper-level management.
** Role Requirements
*** Bachelor’s degree preferred, yet equivalent job experience in the financial services industry is acceptable.
* 2+ years of relevant experience in complex retail/consumer financial services/payment services organizations with multiple financial products, or a regulatory agency or law firm involving payment services compliance issues relating to anti-money laundering, Bank Secrecy Act, and related laws and regulations is preferred.
* 1-2 years’ experience in any of the following:
Bank Secrecy Act, AML Compliance, general and/or risk-based compliance, yielding a comprehensive understanding of technology and best practices in the compliance field. (Preferred)
* Advanced Microsoft Office skills (Excel, Word, and PowerPoint) including the use of pivot tables.
* Strong analytical skills required, investigative experience preferred.
* Detail oriented, excellent organizational skills, ability to multi-task under tight deadlines.
* Excellent written and verbal communication skills
* Knowledge of the global laws and regulations applicable to money laundering, including the Bank Secrecy Act (BSA), The USA PATRIOT Act. Understanding of international regulatory…