Mortgage Loan Originator

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At U.S. Bank, we’re on a journey to do our best. We help customers and businesses make better and smarter financial decisions and enable communities to grow and succeed. Each person is unique in potential. A career at U.S. Bank offers a wide, ever-growing range of opportunities.

• Originates mortgage loans in an assigned metropolitan territory.
• Takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval.
• Follows up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner.
• Actively engages in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will undergo a criminal background and credit check. Failure to meet or maintain NMLS requirements may result in rescission of your offer or termination.

This role is posted as remote; however, candidates located near a U.S. Bank location must work on site at least three days per week. The position may also require 2 or more hours of driving per week.

• High school diploma or equivalent.
• At least one year of mortgage, sales, real estate, or banking experience.
• Ability to travel.

• Well-developed sales ability.
• Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies.
• Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
• Basic knowledge of local, state, and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements).
• Ability to work independently.
• Ability to analyze financial information.
• Effective verbal and written communication skills.
• Established referral base within assigned market preferred.
• Two years of mortgage loan origination experience with proven results.

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, and other protected factors.

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all U.S. facilities and certain territories. The program is an online employment eligibility verification system operated by U.S. Citizenship and Immigration Services.

Pay Range: $20.00 - $20.00

U.S. Bank considers qualified applicants with arrest or conviction records for employment. Background checks comply with local laws, including the Los Angeles County Fair Chance Ordinance, California Fair Chance Act, San Francisco Fair Chance Ordinance, and other federal guidelines. Certain positions may also require FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and related regulations.

Applicants must comply with U.S. Bank policies, including the Code of Ethics, Business Conduct, and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.