Director, Credit Risk Administration

Director, Credit Risk Administration

First Western is seeking a Director, Credit Risk Administration to join our team. Are you looking for a challenging and rewarding opportunity? As a Director, Credit Risk Administration you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Credit Administration team to deliver comprehensive solutions that exceed client expectations.

• Credit Risk Assessment and Measurement – Oversee risk models, credit scoring systems, and portfolio stress testing to ensure accurate risk evaluation and regulatory compliance.
• Regulatory Compliance and Audit Preparation – Maintain adherence to BASEL III, ICFR, and Reg B standards, and lead preparation for external audits and examinations.
• Risk Analytics and Monitoring – Track key risk indicators, covenant compliance, and portfolio performance, providing actionable insights and recommendations.
• DRR Implementation and Early Warning Systems – Refresh credit scores, monitor portfolio migration, and develop early warning processes to identify emerging risks.
• Loan Review Oversight – Direct the loan review process, including One-Up approvals and post-close memo reviews, to maintain credit quality.
• Problem Loan Management – Lead discussions and strategies for problem loans prior to workout, including migration analysis and forecasting.
• Risk Training and Team Leadership – Develop training programs to strengthen risk assessment and compliance, while managing and coaching a small team.

• Credit risk management principles
• Regulatory frameworks (BASEL III, ICFR)
• Loan review and underwriting standards
• Portfolio stress testing and analytics
• Consumer and small business credit scoring
• Data analysis and interpretation
• Risk modeling and forecasting
• Audit preparation and compliance management
• Leadership and team development
• Strategic problem-solving and decision-making
• Identify emerging credit risks
• Communicate complex risk insights clearly
• Collaborate across lending and credit teams
• Develop early warning systems
• Drive process improvement and compliance

• High School Diploma or GED (required)
• Bachelor’s Degree (required)
• 10–15 years progressive experience in credit risk management within banking or financial services, including regulatory compliance and loan review processes (required)
• 0–3 years of management experience preferred

• Competitive compensation package with pay range $134,000 – $228,000 per year
• Strong bonus potential
• 401(k) plan with match
• Paid parking/transportation benefits
• Access to training and professional development programs
• Sponsorship for obtaining professional certifications
• Flex spending accounts
• Health savings account
• Health and wellness benefits
• Paid time off and bank holidays

Job Classification:
Full-Time Exempt

Interested in learning more? Visit our careers page or contact  First Western Financial, Inc. is proud to be an equal opportunity employer and welcomes candidates from all backgrounds.

First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is required, please contact