Covenant Data Specialist

Overview

We don’t simply hire employees. We invest in them. When you work at Chatham, we empower you — offering professional development opportunities to help you grow in your career, no matter if you've been here for five months or 15 years. Chatham has worked hard to create a distinct work environment that values people, teamwork, integrity, and client service. You will have immediate opportunities to partner with talented subject matter experts, work on complex projects, and contribute to the value Chatham delivers every day.

As a Covenant Data Specialist on Chatham’s Investment Management team, you will help ensure institutional real estate investors have accurate and consistent covenant information to understand financing obligations, anticipate important requirements, and proactively manage risk across complex debt portfolios. You will review commercial real estate loan agreements and related financing documents to identify and interpret financial, reporting, performance, and other loan covenants, translating complex and varied legal language into Chatham’s established standardized covenant data structure.

You will also serve as a key quality-control resource, reviewing covenant data, identifying inconsistencies, and helping the team maintain established data-quality standards.

• Review commercial real estate loan agreements, amendments, guaranties, promissory notes, and other financing documents to identify relevant financial, reporting, performance, and other covenants.
• Interpret covenant provisions, related definitions, calculation requirements, thresholds, testing periods, cure provisions, exceptions, and other terms necessary to understand the full requirement.
• Translate varied legal language into Chatham’s established standardized covenant data structure and consistently apply defined data conventions across different loans and document structures.
• Distinguish substantive covenant requirements from supporting language and recognize when provisions are unusual, ambiguous, or require additional interpretation.
• Perform detailed quality-control reviews of covenant data prepared by others, comparing captured information with underlying loan documentation for accuracy and completeness.
• Identify errors, inconsistencies, and departures from established data standards and provide clear, actionable feedback.
• Recognize recurring data-quality issues and identify opportunities to improve procedures, training, standards, and quality controls.
• Partner with teammates across data, implementation, and advisory functions to resolve questions involving loan terms and covenant interpretation.
• Share subject‑matter knowledge and help reinforce consistent covenant interpretation and data‑quality practices across the team.

Help provide institutional real estate investors with reliable covenant information they can use to understand financing obligations and proactively manage their debt portfolios. Improve the accuracy and consistency of covenant data by applying established standards and conducting thorough quality‑control reviews. Partner across Chatham’s data, implementation, and advisory teams to resolve complex or ambiguous questions involving loan terms and covenant interpretation. Develop expertise in commercial loan documentation and covenant structures, enabling you to identify when interconnected provisions require additional analysis or judgment.

Strengthen the team’s data‑quality practices by identifying patterns in errors and contributing to improvements in processes, standards, training, and controls. Become a trusted covenant data and quality resource by consistently producing high‑quality work, sharing subject‑matter expertise, and supporting…