Senior Credit Officer

An exciting opportunity to join a leading international banking organisation in London! We are looking for a Senior Credit Documentation & Legal Risk Officer to play a key role in reviewing loan documentation, assessing security and legal risks, and supporting the bank through transaction execution, distressed lending and recovery situations.

Job title:

Senior Credit Documentation & Legal Risk Officer Job type:
Permanent, Full-Time

Location:

London Working Pattern:
Hybrid (4 days in the office, 1-day WFH)

Key Responsibilities Review syndicated and bilateral loan documentation, including LMA/LSTA agreements, guarantees and security documents. Ensure documentation aligns with internal credit policies and approved terms. Assess security enforce ability, perfection and collateral risks. Review Conditions Precedent before drawdown. Identify contractual, structural and legal risks within lending transactions. Work closely with Credit Risk, Front Office and external legal counsel. Support distressed, underperforming and defaulted loans, including workout and recovery strategies.

Maintain accurate credit files and documentation. About You Law degree (LLB or equivalent) is essential. 5–7 years' relevant experience in loan documentation, credit administration, banking or a banking/finance legal environment. Strong knowledge of LMA/LSTA documentation and syndicated lending . Good understanding of UK corporate law and security perfection. Excellent attention to detail with strong analytical and commercial judgement. Experience working with legal counsel and senior banking stakeholders.