Senior Actuarial Analyst

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

• This position can be performed remotely for candidates who reside in Iowa with the ability to work in the Des Moines Corporate office once per week.

• Collaborates with Actuary and Underwriting team members along with key leaders to ensure rate and or reserve level is appropriate and actuarially sound.
• Completes and coordinates the completion of pricing, reserving, and/or modeling work assignments including data preparation and analysis, and presents recommendations to key stakeholders.
• Applies industry standard methodologies and techniques for pricing, reserving, and/or modeling; demonstrates methodologies and assumptions for other team members as appropriate.
• Tests, measures, and documents impacts of changes to methods, assumptions, and model variables.
• Researches market trends and emerging issues for potential impacts to EMC and opportunities for implementation.
• Ensures actuarial work conforms to professional standards, follows the Statement of Principles, and adheres to Actuarial Standards of Performance.
• Recognizes, acknowledges, and documents assumptions, biases, and limitations of reviews.
• Detects and corrects errors in own and others’ work as identified in part of a peer review process.

Utilizes Microsoft office products such as Excel, Word, PowerPoint, Power BI, as well as programming languages such as SQL to perform moderately complex pricing, reserving, and/or modeling analysis.

• Maintains, utilizes, and updates workbooks, work products, and databases.
• Identifies and implements innovative methods to automate and optimize existing and new processes.
• Develops and maintains dynamic and macro‑driven Excel templates and data solutions for each line of business, state, and program.
• Recognizes, acknowledges, and documents arguments, assumptions, biases, and limitations.
• Identifies root causes and consequences; calculates impacts of problems and solutions.
• Defines and scopes problems based on stakeholder needs.
• Detects and corrects errors in own and others’ work as identified as part of a peer review process.
• Recommends tool selection and integration to people leader and senior team members.
• Shares best practices with team members.

• Provides ideas for innovation and support for research and development of new products and enhancements such as process improvements, model builds, and rating algorithm enhancements/improvements.
• Serves on special projects such as multistate adoption of new products, changes to rating algorithms, adding new coverages and/or segments, exploring modeling variables, analyzing reserving lines of business split, and identifying new predictive variables.
• Addresses unique operational issues requiring special attention such as challenges posed by state regulatory requirements and/or changing economic environment.
• Performs competitive analysis and researches competitor filings for new rating variables or filing support.
• Tracks regulatory changes.
• Conducts deep‑dives book analysis of the business for actionable insights and provides recommendations to ensure profitable growth.
• Documents and communicates project work to team members and other stakeholders.
• Follows industry publications for assigned line(s) of business and shares findings with others.

• Prepares data for analysis and completes advanced data validation testing including accuracy and reasonability checks.
• Creates and enhances data visualizations and reports.
• Recognizes, acknowledges, and documents arguments, assumptions, biases, and limitations of data.
• Identifies root causes and consequences; calculates impacts of problems and solutions.
• Defines and scopes problems based on stakeholder needs.
• Detects and corrects errors in own and others' work as part of a peer review process.

Studies for Actuarial exams. Engages in self‑directed and collaborative…