Non-QM Mortgage Underwriter

Job Title

Non-QM Mortgage Underwriter – TEKsystems

TEKsystems is hiring a Non-QM Mortgage Underwriter for a large and growing mortgage company. This is a direct hire opportunity, fully remote with equipment provided. The role requires minimum 3+ years of non‑QM loan underwriting experience, with manual underwriting expertise. Automated underwriting experience is a disqualifier.

• Issue credit decisions based on documented borrower profiles within program guidelines and client requirements.
• Meet minimum daily production goals and clearing conditions, while performing within department audit standards.
• Underwrite residential mortgage loans in accordance with Conventional guidelines.
• Input data and analyze findings in Loan Prospector, Desktop Underwriter, Asset wise, other AUS engines, and OES.
• Identify and assess overall risk and potential fraud exposure from client business practices.
• Review credit reports to determine credit patterns, liabilities, judgments, and collections.
• Review residential mortgage appraisal forms and calculate Loan-to-Value ratios.
• Analyze income from salaried, commissioned, self-employed, investments, and fixed‑income sources.
• Analyze asset statements for all types of asset accounts.
• Work overtime and weekends if needed.
• Perform other related duties as assigned.

• Minimum 3 years of underwriting experience with non‑QM loans.
• Manual underwriting experience; automated underwriting is a disqualifier.
• Strong knowledge of conventional mortgage guidelines and AUS processes.
• Ability to analyze complex financial information and assess risk.
• Effective communication and decision‑making skills.

2 weeks of training, Monday‑Friday, 9am‑5pm EST. After training, flexible start time between 7am and 9am EST.

$32–$40/hr (based on experience level and interview skills).
Annual salary range: $66,560.00 – $83,200.00.

• Full benefits package: health, dental and vision coverage, 401(k) with employer matching, student loan payoff program, paid time off (vacation, sick, holidays), life and disability insurance.

This is a permanent, full‑time position based in Detroit, MI, but fully remote.

Position anticipated to close on January 12, 2026.

Entry level – Full‑time.

Finance and Sales; IT Services and IT Consulting.

TEKsystems is an Allegis Group company that helps clients activate ideas and solutions to take advantage of new opportunities. We are a team of 80,000, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia.

The company is an equal‑opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.