Commercial Portfolio Manager Job Detroit area,Michigan USA,Finance & Banking

LHH Recruitment Solutions is partnering with an established and growing financial institution in Metro Detroit on a Commercial Portfolio Manager opportunity. This role is an excellent fit for an experienced commercial banking professional who brings a strong foundation in commercial credit, portfolio management, financial analysis, and underwriting.

This is a highly visible, hands-on role with responsibility for the ongoing health and management of a commercial loan portfolio, while partnering closely with commercial lenders, credit, and operations teams.

What makes this opportunity stand out:

Established financial institution with continued growth
High visibility and direct exposure to senior leadership
Opportunity to work closely with commercial lending, credit, and operations
Broad responsibility across the commercial loan lifecycle
Exposure to a variety of commercial credits and borrowers
Opportunity to contribute to underwriting, portfolio strategy, and credit decisions
Strong opportunity for continued professional development and career growth
Hands-on environment where you can directly influence the commercial banking function

Key responsibilities include:

Manage the ongoing monitoring and overall credit health of a commercial loan portfolio
Prepare detailed credit packages and evaluate commercial loans for renewal, restructuring, and approval
Analyze borrower financial statements and other financial information to evaluate creditworthiness
Oversee loan renewals, financial statement tracking, covenant compliance, and other ongoing portfolio requirements
Partner with commercial lenders to structure credits and support new and existing relationships
Support underwriting activities across a variety of commercial credits
Monitor construction-related credits and project performance, as applicable
Partner with commercial operations and administration teams throughout the lending process
Review loan documentation and due diligence to ensure files are complete prior to closing
Review closing documentation to ensure approved terms and conditions are accurately reflected
Assist with special assets and more complex credit situations as needed
Manage competing priorities and deadlines while maintaining accuracy and attention to detail

Ideal background:

Bachelor’s degree in Business, Finance, or a related field preferred
5+ years of commercial banking experience
Strong commercial credit and portfolio management experience
Experience underwriting and analyzing commercial loans
Strong financial statement analysis skills
Knowledge of commercial lending credit policies and guidelines
Understanding of commercial loan documentation, including appraisals, title work, lien searches, UCC searches, and related due diligence
Construction lending experience is a plus
Special assets/workout experience is a plus
Strong understanding of banking regulations and compliance requirements
Excellent interpersonal and communication skills
Strong attention to detail with the ability to work against definitive deadlines
Comfortable working cross-functionally with lenders, credit professionals, operations teams, and outside vendors