Reconciliation Specialist

Role : ATM Cash Management & Reconciliation Specialist - is responsible for

ensuring ATMs are accurately funded, balancing daily transactions, and resolving financial discrepancies. They act as the financial gatekeepers for automated banking networks.

Cash Forecasting & Optimization :
Analyzing historical usage trends to ensure ATMs never run out of cash while minimizing excess "idle" cash.

Daily Reconciliation :
Matching physical cash balances and ATM journal logs against network reports and core banking ledger systems.

Discrepancy Resolution :
Investigating and resolving "out-of-balance" conditions, customer disputes, shortages, and overages.

Vendor Coordination :
Managing relationships with armored car services (CIT - Cash-in-Transit) for cash replenishment and scheduling.

Compliance & Risk Management :
Adhering strictly to internal audit controls, AML (Anti-Money Laundering) guidelines, and dual-control security procedures.

Education :
Bachelor’s degree in finance, Accounting, Business Administration, or a related field (or equivalent banking experience).

Banking Experience : 2–5 years of experience in banking operations, cash vault management, or financial reconciliation.

Software Proficiency:

• Advanced Microsoft Excel skills (VLOOKUP, Pivot Tables, data manipulation).
• Experience with core banking platforms (e.g., Finacle, FIS, Fiserv) and specialized ATM management software (e.g., NCR, Diebold Nixdorf).
• Analytical Ability:
  Strong numerical aptitude for spotting patterns, trend anomalies, and ledger variances.

Attention to Detail :
Meticulous accuracy when working with high-volume transaction data and large financial sums.

Problem-Solving :
Strong investigative mindset required to track down missing funds across complex digital and physical networks.

Time Management :
Ability to meet tight daily banking cut-off times and settlement deadlines.

Communication :
Clear verbal and written skills to coordinate effectively with external vendors and branch managers.