Credit Risk Analyst

Credit Risk Analyst

Dover Area
£35,000 to £45,000
Permanent, Full Time

Own transport required due to location

A growing organisation is seeking a detail driven Credit Risk Analyst to strengthen its finance function and support smarter, safer decision making across customer accounts. This role suits someone who enjoys digging into numbers, spotting patterns, and making confident judgements based on real financial data.

About the Role

Working within a busy accounts team, the Credit Risk Analyst will take ownership of assessing new and existing customer credit profiles. The position blends analytical work, problem solving, and hands on involvement in wider finance processes - ideal for someone who wants variety and long term progression.

Key Responsibilities

Assess new and renewal credit applications using commercial credit reports and company accounts.
Review customer exposure levels and recommend adjustments to credit limits or payment terms.
Support the customer account setup process, ensuring accurate data entry and smooth onboarding.
Assist with various sales ledger tasks
Evaluate accounts with repeated early payments and advise on next steps (limit changes, deposits, account closure).
Manage and oversee bank reference checks.
Speak directly with customers to understand adverse credit indicators and make informed decisions.
Provide cover for wider finance duties including monthly payroll, fuel margin analysis, and stock reconciliations.
Contribute to ad hoc accounts tasks and support credit reviews across group companies.
What We’re Looking For

Strong ability to interpret financial statements and credit reports
Confident Excel user with solid general IT skills
High attention to detail and accuracy
Accountancy qualification or equivalent experience
Curious mindset with a desire to learn, develop, and take on broader responsibilities
Hours & Salary

Monday to Friday, 08:30 – 17:00 (1 hour lunch)
£35,000 – £45,000, depending on experience
Westin Par values diversity and promotes equality. No terminology in this advert is intended to discriminate against any of the protected characteristics that fall under the Equality Act 2010.

Candidates must be eligible to live and work in the UK. For the purposes of the Conduct Regulations 2003, when advertising permanent vacancies, we are acting as an Employment Agency

Due to the high volume of applicants applying for all roles, we can only reply to candidates with the most relevant skills and experience. If you have not heard back from us within 48 hours of your application, please assume that you have been unsuccessful on this occasion