Senior Bank Credit Management and Reporting
Listed on 2026-10-05
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Finance & Banking
Banking & Finance, Risk Manager/Analyst, Banking Analyst
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Job SummaryThe Senior - Bank Credit Management and Reporting, is responsible for developing and maintaining bank reporting and ad hoc analysis, queries, and reports, as it relates to credit management for the bank. This role will produce monthly, quarterly, and annual reporting for bank and enterprise leadership, bank and credit committees, and the banks' board of directors. It includes responsibility for ongoing credit trend analysis, performance reporting, risk assessment trending and monitoring, and other ad-hoc analysis as needed.
EssentialJob Functions
- - (30%) Independently analyze data output to develop trend reporting at the bank, portfolio, and client level, for various constituents and stakeholders.
- - (30%) Ensure bank and transaction testing data and reporting is accurate and timely on a scheduled cadence.
- - (20%) Advise and lead the team on bank level credit trend reporting, monitoring, and analysis.
- - (20%)
High School Diploma or GED 5-8 years experience with SQL and SAS, performing complex data analysis, data manipulation, and creation of reports.
Preferred QualificationsExperience creating and maintaining complex data queries using SQL or SAS languages. Banking and credit card portfolio knowledge and understanding of credit card operations.
SkillsBanking Industry Consumer Credit Risk Data Analysis Data Reporting Microsoft Excel Statistical Analysis Systems (SAS) Programming Structured Query Language (SQL) Reports
Reports ToManager and above
Direct Reports0
Work EnvironmentNormal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Physical and Mental RequirementsTo perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. Communicate/Hearing Communicate/Talking Move/Traverse Stationary Position/Seated Typing/Writing Focus and complete tasks in situations that have a speed or productivity metric Maintain focus in high pressure or fast-paced work environment
Other DutiesThis job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below)$81,100.00 - $ Full Salary Range for position:
California: $93,300.00 - $ Colorado: $81,100.00 - $ New York: $89,200.00 - $ Washington: $89,200.00 - $ Maryland: $89,200.00 - $ Washington DC: $93,300.00 - $ Illinois: $81,100.00 - $ New Jersey: $93,300.00 - $ Vermont: $81,100.00 - $ Ohio: $81,100.00 - $ Maine: $81,100.00 - $ Connecticut: $89,200.00 - $ Virginia: $81,100.00 - $
You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders.
Benefits- Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates…
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